St Joseph CDP Wisconsin Area Home Supply Charts

This page looks at a variety of St Joseph CDP Wisconsin housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. St Joseph CDP depicts it has a Housing Units of 178 which is the second smallest when sorted by housing units of all the other places in the local area.

Figure 2 illustrates the housing density in the St Joseph CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) St Joseph CDP depicts it has a Housing Density of 93.9 which is the smallest when ranked by housing density of all the other places in the greater region. The place with the highest housing density in the area is La Crosse which depicts a density of 1108.8 ( considerably bigger). Comparing housing density to the United States average of 38.9, St Joseph CDP is approximately 2.4 times bigger. Also, in comparison with the state of Wisconsin, housing density of 49.8, St Joseph CDP is about twice as large.

In Figure 4, St Joseph CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. St Joseph CDP depicts it has a Housing Unit Change of -3.8% which is the second smallest when ranked by change in the housing units of all the other places in the surrounding region. The place with the highest change in the housing units in the area is Chaseburg which shows a housing units of 19.8% ( very much bigger). Comparing change in the housing units to the United States average of 5.7%, St Joseph CDP is about the same size. Also, compared with the state of Wisconsin, change in the housing units of 2.7%, St Joseph CDP is 41.5% larger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) St Joseph CDP depicts it has a Renter Percent of 20.2% which is the smallest when sorted by renter percent of all the other places in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 79.8% which is the most of all places in the greater St Joseph CDP region.

St Joseph CDP Wisconsin Home Cost Charts

Looking at the housing data provided in Figure 7, the average St Joseph CDP home price is illustrated for this community and a useful analysis of affordable housing. St Joseph CDP depicts it has a Median Home Value of $178,900 which is the second most median home prices of all the places in the greater St Joseph CDP region. The place with the highest median home price in the area is West Salem which shows a home price of $183,400 (only about 2.5% larger). Figure 8 provides aggregate comparative data for the St Joseph CDP Wisconsin metro area in terms of the median housing rental rate, apartment rent, etc. St Joseph CDP depicts it has a Median Gross Rent of $929 which is the largest of all places in the greater St Joseph CDP region. Comparing rental rates to the United States average of $1,062, St Joseph CDP is about 14.3% smaller. Also, in contrast to the state of Wisconsin, rental rates of $856, St Joseph CDP is 8.5% larger.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. St Joseph CDP has one of the largest proportions of home price worth between $100,000 to $200,000 at 25% of the total and is ranked #2. The only larger place being West Salem with 27%. Second, it has the largest proportion of home price worth between $200,000 to $300,000 at 13% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. St Joseph CDP depicts it has a Median Owner Cost of $945 which is in the mid point range of other places in the local area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the St Joseph CDP metro area. it has a Owner Cost as % of HH Income of 17% which is the second smallest in order of cost as a percent of household income of all the other places in the metro area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. St Joseph CDP depicts it has a Median Home Value as Percent of Median Earnings of 407% which is more than all other places in the greater St Joseph CDP region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) St Joseph CDP shows it has a Median Owner Costs-With Mortgage of $1,472 which is the highest of all places in the greater St Joseph CDP region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $459 which is in the center range of other places in the greater region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. St Joseph CDP has the smallest proportion of owner cost less than $300 at 4% of the total. Second, it has the smallest proportion of owner cost between $300 and $500 at 12% of the total. Third, it has the smallest proportion of owner cost between $700 and $1,000 at 14% of the total. Also, it has the largest proportion of owner cost between $1,000 and $1,500 at 23% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) St Joseph CDP depicts it has a % of Income Owner Costs-With Mortgage of 19% which is the second smallest in order of cost as a percent of household income of all the other places in the surrounding region. The place with the highest cost as a percent of household income in the area is La Crosse which shows a cost as a percent of household income of 22% (13.7% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. St Joseph CDP shows it has a % of Income Owner Costs-No Mortgage of 13% which is the third most cost as a percent of household income of all other places in the greater St Joseph CDP region. The place with the highest cost as a percent of household income in the area is Rockland which depicts a cost as a percent of household income of 14% (8.6% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) St Joseph CDP has the largest proportion of rent as a percent of income is between 10pct to 20pct at 64% of the total and is ranked #1.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. St Joseph CDP has the smallest proportion of housing cost between $300 and $500 at 15% of the total. Second, it has the smallest proportion of housing cost between $700 and $1,000 at 12% of the total. Third, it has the largest proportion of housing cost between $1,000 and $1,500 at 19% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $3,176 which is the second most median real estate taxes paid of all the places in the greater St Joseph CDP region. The place with the highest median real estate taxes paid in the area is La Crosse which shows a taxes paid of $3,493 (10.0% larger). Comparing median real estate taxes paid to the United States average of $2,471, St Joseph CDP is 28.5% larger. Also, measured against the state of Wisconsin, median real estate taxes paid of $3,344, St Joseph CDP is about 5.3% smaller.

Figure 23 shows the rental rate distribution for this area. St Joseph CDP Wisconsin has the largest proportion of rent between 500 and 750 dollars at 58% of the total and is ranked #1. Second, it has the smallest proportion of rent between 750 and 1000 dollars at 6% of the total.

St Joseph CDP Wisconsin Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.2 which is the second most family members per housing unit of all the places in the greater St Joseph CDP region. The place with the highest family members per housing unit in the area is Rockland which depicts a family members per housing unit of 3.4 (8.0% larger). Comparing family members per housing unit to the United States average of 3.3, St Joseph CDP is only about 5.0% smaller. Also, in contrast to the state of Wisconsin, family members per housing unit of 3.1, St Joseph CDP is only about 3.7% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.1 which is the second most average number of rooms in a house of all the places in the greater St Joseph CDP region. The place with the highest average number of rooms in a house in the area is Chaseburg which shows an average number of rooms in a house of 6.2 ( only slightly larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1975 which is the third most year built of all other places in the greater St Joseph CDP region. The place with the highest year built in the area is West Salem which depicts a year built of 1982 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2010 to 2013 at 16% of the total and is ranked #1. Second, it has the second smallest as measured by homes built in 2014 or later of all the other places in the greater region as measured by homes built between 2000 to 2009 at 8% of the total. Third, it has the largest proportion of homes built between 1980 to 1989 at 26% of the total and is ranked #1. Also, it has the largest proportion of homes built between 1960 to 1969 at 16% of the total and is ranked #1. In addition, it has the second smallest in terms of homes built in 2014 or later of all the other places in the greater region in terms of homes built between 1950 to 1959 at 2% of the total. Furthermore, it has the smallest proportion of homes built between 1940 to 1949 at 9% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest in terms of owner-occupied housing units of all the other places in the local area at 36 of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2010 to 2013 at $250,000 of the total and is ranked #1. Second, it has the largest proportion of value of homes built 2000 to 2009 at $218,200 of the total and is ranked #1. Third, it has in the middle range of other places in the metropolitan area when ranked by value of homes built 1980 to 1989 at $153,800 of the total. Also, it has the largest proportion of value of homes built 1970 to 1979 at $166,700 of the total and is ranked #1. In addition, it has one of the largest proportions of value of homes built 1960 to 1969 at $112,500 of the total and is ranked #3. Only #2 La Crosse ($137,800), and #1 West Salem ($163,600) are larger.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for St Joseph CDP residents. it has a Owner-Household Size of 2.5 which is in the mid range of other places in the local area. The place with the highest homeowner household size in the area is Rockland which shows a homeowner household size of 2.9 (17.9% larger).

Figure 37 shows the household size for renters. St Joseph CDP shows it has a Renter-Household Size of 2.4 which is the second most renter household sizes of all the places in the greater St Joseph CDP region. The place with the highest renter household size in the area is Rockland which depicts a renter household sizes of 2.6 (9.5% larger). Figure 38 shows the year that people who own homes moved into this region. it has one of the largest proportions of owners moved in 2017 or later at 12% of the total and is ranked #2. The only larger place being Coon Valley with 13%. Second, it has the smallest proportion of owners moved in 2015 to 2016 at 13% of the total. Third, it has the largest proportion of owners moved in 1990 to 1999 at 23% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. St Joseph CDP has the largest proportion of renters moved in 2017 or later at 71% of the total and is ranked #1. Second, it has the smallest proportion of renters moved in 2015 to 2016 at 13% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2002 which is the second smallest as measured by median year that a home owner moved in of all the other places in the local area.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the St Joseph CDP housing department, Wisconsin department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. St Joseph CDP shows it has a Total In Group Quarters of 71 which is the third most of all other places in the local area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for St Joseph CDP residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) St Joseph CDP has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.