St Joseph CDP Wisconsin Area Home Supply Charts

This page looks at a variety of St Joseph CDP Wisconsin housing market data taken from the most recent 2019 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. St Joseph CDP depicts it has a housing units of 178 which is the second smallest when sorted by housing units of all the other places in the surrounding region.

Figure 2 illustrates the housing density in the St Joseph CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) St Joseph CDP indicates it has a housing density of 93.9 which is the smallest in terms of housing density of all the other places in the greater region. The place with the highest housing density in the area is La Crosse which shows a density of 1,106.7 ( substantially bigger). Comparing housing density to the United States average of 38.6, St Joseph CDP is approximately 2.4 times bigger. Also, measured against the state of Wisconsin, housing density of 49.6, St Joseph CDP is about twice as large.

In Figure 4, St Joseph CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. St Joseph CDP shows it has a change in the housing units of -3.8% which is the smallest in terms of change in the housing units of all the other places in the metro area. The place with the highest change in the housing units in the area is Chaseburg which shows a housing units of 15.9% (approximately 4.2 times bigger). Comparing change in the housing units to the United States average of 4.9%, St Joseph CDP is about the same size. Also, benchmarked against the state of Wisconsin, change in the housing units of 2.2%, St Joseph CDP is 74.6% larger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) St Joseph CDP shows it has a renter percent of 25.8% which is the third most of all other places in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has an owner percent of 74.2% which is less than most other places in the local area.

St Joseph CDP Wisconsin Home Cost Charts

Looking at the housing data provided in Figure 7, the average St Joseph CDP home price is illustrated for this community and a useful analysis of affordable housing. St Joseph CDP shows it has a median home price of $170,000 which is the second most median home prices of all the places in the greater St Joseph CDP region. The place with the highest median home price in the area is West Salem which depicts a home price of $180,000 (only about 5.9% larger). Figure 8 provides aggregate comparative data for the St Joseph CDP Wisconsin metro area in terms of the median housing rental rate, apartment rent, etc. St Joseph CDP shows it has a rental rates of $917 which is the largest of all places in the greater St Joseph CDP region. Comparing rental rates to the United States average of $1,023, St Joseph CDP is about 11.6% smaller. Also, benchmarked against the state of Wisconsin, rental rates of $837, St Joseph CDP is 9.6% larger.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. St Joseph CDP has the smallest proportion of home price worth less than $50,000 at 2% of the total. Second, it has the largest proportion of home price worth between $500,000 to $750,000 at 5% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. St Joseph CDP indicates it has a median ownership cost of $936 which is the second smallest in order of median ownership cost of all the other places in the local area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the St Joseph CDP metro area. it has a cost as a percent of household income of 16% which is the smallest in order of cost as a percent of household income of all the other places in the local area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. St Joseph CDP shows it has a median home value as a percent of median worker earnings of 402% which is at the top of all other places in the greater St Joseph CDP region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) St Joseph CDP depicts it has a median housing cost of $1,469 which is the highest of all places in the metro area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a median housing cost of $438 which is in the mid range of other places in the metro area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. St Joseph CDP has one of the largest proportions of owner cost between $300 and $500 at 24% of the total and is ranked #2. The only larger place being Coon Valley with 25%. Second, it has the smallest proportion of owner cost between $500 and $700 at 8% of the total. Third, it has the smallest proportion of owner cost between $1,000 and $1,500 at 14% of the total. Also, it has the largest proportion of owner cost between $1,500 and $2,000 at 23% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) St Joseph CDP depicts it has a cost as a percent of household income of 18% which is the second smallest in terms of cost as a percent of household income of all the other places in the local area. The place with the highest cost as a percent of household income in the area is La Crosse which shows a cost as a percent of household income of 22% (20.6% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. St Joseph CDP depicts it has a cost as a percent of household income of 13% which is less than most other places in the local area. The place with the highest cost as a percent of household income in the area is Rockland which depicts a cost as a percent of household income of 14% (11.1% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) St Joseph CDP has the smallest proportion of rent as a percent of income is between 10pct to 20pct at 7% of the total. Second, it has the largest proportion of rent as a percent of income is between 20pct to 30pct at 63% of the total and is ranked #1. Third, it has the second smallest in order of rent as a percent of income is less than 10 pct of all the other places in the metropolitan area in terms of rent as a percent of income is between 40pct to 50pct at 4% of the total. Also, it has one of the largest proportions of rent as a percent of income is over 50pct at 20% of the total and is ranked #3. Only #2 La Crosse (25%), and #1 Coon Valley (32%) are larger.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. St Joseph CDP has the smallest proportion of housing cost less than $300 at 2% of the total. Second, it has the smallest proportion of housing cost between $500 and $700 at 14% of the total. Third, it has the largest proportion of housing cost between $700 and $1,000 at 30% of the total and is ranked #1. Also, it has the smallest proportion of housing cost between $1,000 and $1,500 at 10% of the total. In addition, it has the largest proportion of housing cost between $1,500 and $2,000 at 17% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a median real estate taxes paid of $3,161 which is the second most of all the places in the metro area. The place with the highest median real estate taxes paid in the area is La Crosse which shows a taxes paid of $3,373 (6.7% larger). Comparing median real estate taxes paid to the United States average of $2,375, St Joseph CDP is 33.1% larger. Also, compared to the state of Wisconsin, median real estate taxes paid of $3,308, St Joseph CDP is only about 4.7% smaller.

Figure 22 shows the percentage of renters who pay for utilities in St Joseph CDP Wisconsin. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. St Joseph CDP has the smallest proportion of pay extra for utilities at 74% of the total. Second, it has the largest proportion of utilities included in rent at 26% of the total and is ranked #1.

Figure 23 shows the rental rate distribution for this area. St Joseph CDP Wisconsin has one of the largest proportions of rent between 500 and 750 dollars at 37% of the total and is ranked #3. Only #2 Rockland (38%), and #1 Bangor (44%) are larger. Second, it has the largest proportion of rent between 750 and 1000 dollars at 57% of the total and is ranked #1.

St Joseph CDP Wisconsin Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. St Joseph CDP has the percentage of no mortgage in the mid range of other places in the greater region at 40% of the total.

St Joseph CDP Wisconsin Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a family members per housing unit of 3.3 which is the largest of all places in the greater St Joseph CDP region. Comparing family members per housing unit to the United States average of 3.3, St Joseph CDP is about the same size. Also, in comparison with the state of Wisconsin, family members per housing unit of 3.1, St Joseph CDP is 9.2% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has an average number of rooms in a house of 6.1 which is the second most average number of rooms in a house of all the places in the greater St Joseph CDP region. The place with the highest average number of rooms in a house in the area is Chaseburg which depicts an average number of rooms in a house of 6.2 ( only slightly larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a year built of 1972 which is in the mid range of other places in the area. The place with the highest year built in the area is West Salem which depicts a year built of 1982 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built in 2014 or later at 8% of the total and is ranked #1. Second, it has the largest proportion of homes built between 1970 to 1979 at 24% of the total and is ranked #1. Third, it has the largest proportion of homes built between 1950 to 1959 at 21% of the total and is ranked #1. Also, it has the second smallest when ranked by homes built in 2014 or later of all the other places in the area as measured by homes built between 1940 to 1949 at 2% of the total. In addition, it has the smallest proportion of homes built between 1939 or earlier at 10% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest when sorted by owner-occupied housing units of all the other places in the metro area at 132 of the total. Second, it has the second smallest in order of owner-occupied housing units of all the other places in the local area in order of renter housing units at 46 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit detached at 84% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2000 to 2009 at $242,900 of the total and is ranked #1. Second, it has the largest proportion of value of homes built 1990 to 1999 at $211,400 of the total and is ranked #1. Third, it has one of the largest proportions of value of homes built 1970 to 1979 at $160,600 of the total and is ranked #2. The only larger place being West Salem with $179,600. Also, it has the largest proportion of value of homes built 1960 to 1969 at $167,200 of the total and is ranked #1. In addition, it has in the mid range of other places in the greater region when ranked by value of homes built 1950 to 1959 at $112,500 of the total.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has the largest proportion of occupied housing units at 100% of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for St Joseph CDP residents. it has a homeowner household size of 2.6 which is the third most homeowner household size of all other places in the greater St Joseph CDP region. The place with the highest homeowner household size in the area is Rockland which depicts a homeowner household size of 2.9 (10.9% larger).

Figure 37 shows the household size for renters. St Joseph CDP depicts it has a renter household size of 2.0 which is the third most renter household sizes of all other places in the greater St Joseph CDP region. The place with the highest renter household size in the area is Rockland which depicts a renter household sizes of 2.5 (21.3% larger). Figure 38 shows the year that people who own homes moved into this region. it has one of the largest proportions of owners moved in 2015 to 2016 at 13% of the total and is ranked #2. The only larger place being Coon Valley with 13%. Second, it has the smallest proportion of owners moved in 2010 to 2014 at 12% of the total. Third, it has the largest proportion of owners moved in 2000 to 2009 at 40% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. St Joseph CDP has the largest proportion of renters moved in 2015 to 2016 at 75% of the total and is ranked #1. Second, it has the smallest proportion of renters moved in 2010 to 2014 at 23% of the total. Third, it has the second smallest when sorted by renters moved in 2017 or later of all the other places in the local area when ranked by renters moved in 2000 to 2009 at 2% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a median year that a home owner moved in of 2002 which is less than most other places in the surrounding region. Figure 41 compares the median year that renters moved into their home. St Joseph CDP depicts it has a median year that a renter moved in of 2015 which is the second most median year that a renter moved in of all the places in the greater St Joseph CDP region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has the largest proportion of homes using natural gas at 85% of the total and is ranked #1. Second, it has in the center range of other places in the surrounding region when ranked by home using bottled, tank, or lp gas at 2% of the total. Third, it has the smallest proportion of home using electricity at 10% of the total. Also, it has one of the largest proportions of homes using some other fuel at 2% of the total and is ranked #2. The only larger place being Coon Valley with 2%.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the St Joseph CDP housing department, Wisconsin department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. St Joseph CDP shows it has a total people living in group quarters of 73 which is the third most number of people in group quarters of all other places in the greater St Joseph CDP region.

Figure 44 shows the percentage of people who are living in group quarters to the total population for St Joseph CDP residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) St Joseph CDP has the largest proportion of number of people 18 years of age and older living in group quarters at 100% of the total and is ranked #1.