Ladysmith-Rusk County Wisconsin Area Home Supply Charts

This page looks at a variety of Ladysmith-Rusk County Wisconsin housing market data taken from the most recent 2019 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Ladysmith-Rusk County depicts it has a housing units of 1,604 which is the highest of all places in the metro area.

Figure 2 illustrates the housing density in the Ladysmith-Rusk County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Ladysmith-Rusk County depicts it has a housing density of 380.1 which is more than all other places in the greater Ladysmith-Rusk County region. Comparing housing density to the United States average of 38.6, Ladysmith-Rusk County is considerably bigger. Also, benchmarked against the state of Wisconsin, housing density of 49.6, Ladysmith-Rusk County is very much bigger.

In Figure 4, Ladysmith-Rusk County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Ladysmith-Rusk County shows it has a change in the housing units of -3.8% which is less than most other places in the greater region. The city with the highest change in the housing units in the area is Glen Flora which depicts a housing units of 36.2% ( very much bigger). Comparing change in the housing units to the United States average of 4.9%, Ladysmith-Rusk County is about the same size. Also, compared to the state of Wisconsin, change in the housing units of 2.2%, Ladysmith-Rusk County is 74.4% larger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Ladysmith-Rusk County depicts it has a renter percent of 45.7% which is the third most of all other places in the area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has an owner percent of 54.3% which is in the intermediate range of other places in the greater region.

Ladysmith-Rusk County Wisconsin Home Cost Charts

Looking at the housing data provided in Figure 7, the average Ladysmith-Rusk County home price is illustrated for this community and a useful analysis of affordable housing. Ladysmith-Rusk County shows it has a median home price of $83,400 which is the third most median home prices of all other places in the greater Ladysmith-Rusk County region. The city with the highest median home price in the area is Tony which depicts a home price of $95,000 (13.9% larger). Figure 8 provides aggregate comparative data for the Ladysmith-Rusk County Wisconsin metro area in terms of the median housing rental rate, apartment rent, etc. Ladysmith-Rusk County depicts it has a rental rates of $662 which is the second most rental rates of all the places in the greater Ladysmith-Rusk County region. The city with the highest rental rates in the area is Tony which shows a rental rates of $913 (37.9% larger). Comparing rental rates to the United States average of $1,023, Ladysmith-Rusk County is approximately three-fourths the size. Also, measured against the state of Wisconsin, rental rates of $837, Ladysmith-Rusk County is approximately three-fourths the size.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Ladysmith-Rusk County has the percentage of home price worth less than $50,000 in the mid point range of other places in the metro area at 11% of the total.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Ladysmith-Rusk County depicts it has a median ownership cost of $632 which is less than most other places in the metro area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Ladysmith-Rusk County metro area. it has a cost as a percent of household income of 18% which is in the middle range of other places in the local area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Ladysmith-Rusk County depicts it has a median home value as a percent of median worker earnings of 234% which is the third most median home value as a percent of median worker earnings of all other places in the greater Ladysmith-Rusk County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Ladysmith-Rusk County shows it has a median housing cost of $845 which is less than most other places in the greater region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a median housing cost of $451 which is the third most of all other places in the metro area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Ladysmith-Rusk County has the percentage of owner cost less than $300 less than most other places in the metro area at 9% of the total. Second, it has one of the largest proportions of owner cost between $500 and $700 at 28% of the total and is ranked #2. The only larger city being Glen Flora with 33%. Third, it has the second smallest in order of owner cost less than $300 of all the other places in the area in order of owner cost between $1,000 and $1,500 at 9% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Ladysmith-Rusk County shows it has a cost as a percent of household income of 22% which is the third most cost as a percent of household income of all other places in the greater Ladysmith-Rusk County region. The city with the highest cost as a percent of household income in the area is Conrath which shows a cost as a percent of household income of 31% (40.4% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Ladysmith-Rusk County depicts it has a cost as a percent of household income of 14% which is in the center range of other places in the local area. The city with the highest cost as a percent of household income in the area is Tony which shows a cost as a percent of household income of 29% (about twice as large).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Ladysmith-Rusk County has the percentage of rent as a percent of income is less than 10 pct less than most other places in the area at 2% of the total. Second, it has the second smallest in terms of rent as a percent of income is less than 10 pct of all the other places in the surrounding region as measured by rent as a percent of income is between 20pct to 30pct at 15% of the total. Third, it has the largest proportion of rent as a percent of income is over 50pct at 32% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a median real estate taxes paid of $1,797 which is more than all other places in the local area. Comparing median real estate taxes paid to the United States average of $2,375, Ladysmith-Rusk County is approximately three-fourths the size. Also, in contrast to the state of Wisconsin, median real estate taxes paid of $3,308, Ladysmith-Rusk County is approximately half the size.

Figure 23 shows the rental rate distribution for this area. Ladysmith-Rusk County Wisconsin has the largest proportion of rent between $1,500 and $2,500 at 1% of the total and is ranked #1.

Ladysmith-Rusk County Wisconsin Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Ladysmith-Rusk County has the percentage of with mortgage in the mid point range of other places in the metro area at 49% of the total. Second, it has in the middle range of other places in the metro area as measured by no 2nd mortgage and no heloc at 44% of the total. Third, it has one of the largest proportions of no mortgage at 51% of the total and is ranked #3. Only #2 Sheldon (51%), and #1 Bruce (54%) are larger.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Ladysmith-Rusk County has the percentage of houses with mortgages in the mid point range of other places in the area at 49% of the total. Second, it has one of the largest proportions of houses without mortgages at 51% of the total and is ranked #3. Only #2 Sheldon (51%), and #1 Bruce (54%) are larger.

Ladysmith-Rusk County Wisconsin Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a family members per housing unit of 2.8 which is in the mid range of other places in the metropolitan area. The city with the highest family members per housing unit in the area is Glen Flora which depicts a family members per housing unit of 4.2 (48.0% larger). Comparing family members per housing unit to the United States average of 3.3, Ladysmith-Rusk County is about 16.8% smaller. Also, compared to the state of Wisconsin, family members per housing unit of 3.1, Ladysmith-Rusk County is about 7.2% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has an average number of rooms in a house of 5.0 which is the second most average number of rooms in a house of all the places in the greater Ladysmith-Rusk County region. The city with the highest average number of rooms in a house in the area is Tony which indicates an average number of rooms in a house of 5.3 (6.0% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a year built of 1955 which is less than most other places in the local area. The city with the highest year built in the area is Glen Flora which depicts a year built of 1975 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has one of the largest proportions of homes built between 2010 to 2013 at 5% of the total and is ranked #2. The only larger city being Tony with 8%. Second, it has one of the largest proportions of homes built between 1960 to 1969 at 10% of the total and is ranked #2. The only larger city being Conrath with 11%. Third, it has less than most other places in the local area in terms of homes built between 1950 to 1959 at 6% of the total. Also, it has the largest proportion of homes built between 1940 to 1949 at 17% of the total and is ranked #1.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has the largest proportion of owner housing units at 818 of the total and is ranked #1. Second, it has the largest proportion of renter housing units at 688 of the total and is ranked #1.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of 2 units at 11% of the total and is ranked #1. Second, it has one of the largest proportions of 3 or 4 units at 9% of the total and is ranked #2. The only larger city being Bruce with 9%. Third, it has the largest proportion of 50 or more units at 0% of the total and is ranked #1. Also, it has the second smallest in order of one unit detached of all the other places in the greater region in order of mobile home at 1% of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2000 to 2009 at $116,700 of the total and is ranked #1. Second, it has the largest proportion of value of homes built 1990 to 1999 at $110,400 of the total and is ranked #1. Third, it has the largest proportion of value of homes built 1980 to 1989 at $150,000 of the total and is ranked #1. Also, it has one of the largest proportions of value of homes built 1970 to 1979 at $90,000 of the total and is ranked #3. Only #2 Sheldon ($91,700), and #1 Bruce ($96,700) are larger. In addition, it has the largest proportion of value of homes built 1960 to 1969 at $87,400 of the total and is ranked #1. Furthermore, it has one of the largest proportions of value of homes built 1950 to 1959 at $69,400 of the total and is ranked #3. Only #2 Sheldon ($73,800), and #1 Bruce ($83,000) are larger. Next it has one of the largest proportions of value of homes built 1940 to 1949 at $67,000 of the total and is ranked #3. Only #2 Bruce ($73,300), and #1 Sheldon ($74,300) are larger. Additionally, it has one of the largest proportions of value of homes built 1939 or earlier at $74,800 of the total and is ranked #3. Only #2 Bruce ($77,000), and #1 Conrath ($85,000) are larger.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Ladysmith-Rusk County residents. it has a homeowner household size of 2.1 which is the third most homeowner household size of all other places in the greater Ladysmith-Rusk County region. The city with the highest homeowner household size in the area is Glen Flora which shows a homeowner household size of 2.7 (24.8% larger).

Figure 37 shows the household size for renters. Ladysmith-Rusk County shows it has a renter household size of 1.9 which is the third most renter household sizes of all other places in the greater Ladysmith-Rusk County region. The city with the highest renter household size in the area is Tony which depicts a renter household sizes of 2.7 (45.2% larger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2017 or later at 10% of the total and is ranked #1. Second, it has less than most other places in the metro area when sorted by owners moved in 2000 to 2009 at 19% of the total. Third, it has one of the largest proportions of owners moved in 1990 to 1999 at 26% of the total and is ranked #3. Only #2 Tony (26%), and #1 Conrath (26%) are larger. Figure 39 shows the year that people who rent moved into the area. Ladysmith-Rusk County has the percentage of renters moved in 2017 or later in the middle range of other places in the metro area at 13% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a median year that a home owner moved in of 1999 which is in the center range of other places in the metro area. Figure 41 compares the median year that renters moved into their home. Ladysmith-Rusk County depicts it has a median year that a renter moved in of 2013 which is in the mid range of other places in the local area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has the largest proportion of homes using natural gas at 76% of the total and is ranked #1. Second, it has less than most other places in the local area when sorted by home using bottled, tank, or lp gas at 6% of the total. Third, it has less than most other places in the local area when ranked by homes using kerosene or other fuel oils at 1% of the total. Also, it has less than most other places in the greater region in order of homes using wood at 2% of the total.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Ladysmith-Rusk County housing department, Wisconsin department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Ladysmith-Rusk County shows it has a total people living in group quarters of 146 which is the largest of all places in the greater Ladysmith-Rusk County region.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Ladysmith-Rusk County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Ladysmith-Rusk County has the largest proportion of number of people 18 years of age and older living in group quarters at 100% of the total and is ranked #1.