Cross Plains Wisconsin Area Home Supply Charts

This page looks at a variety of Cross Plains Wisconsin housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Cross Plains shows it has a Housing Units of 1,681 which is in the center range of other places in the local area.

Figure 2 illustrates the housing density in the Cross Plains housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Cross Plains shows it has a Housing Density of 999.0 which is the third most of all other places in the greater region. The city with the highest housing density in the area is Shorewood Hills which shows a density of 1210.0 (21.1% larger). Comparing housing density to the United States average of 38.9, Cross Plains is appreciably bigger. Also, in comparison with the state of Wisconsin, housing density of 49.8, Cross Plains is considerably bigger.

In Figure 4, Cross Plains area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Cross Plains shows it has a Housing Unit Change of 15.8% which is the third most housing units of all other places in the greater Cross Plains region. The city with the highest change in the housing units in the area is Shorewood Hills which shows a housing units of 47.6% (approximately 3.0 times bigger). Comparing change in the housing units to the United States average of 5.7%, Cross Plains is approximately 2.8 times bigger. Also, in comparison with the state of Wisconsin, change in the housing units of 2.7%, Cross Plains is considerably bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Cross Plains shows it has a Renter Percent of 33.9% which is the third most renter percent of all other places in the greater Cross Plains region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 66.1% which is less than most other places in the local area.

Cross Plains Wisconsin Home Cost Charts

Looking at the housing data provided in Figure 7, the average Cross Plains home price is illustrated for this community and a useful analysis of affordable housing. Cross Plains shows it has a Median Home Value of $276,300 which is in the mid point range of other places in the metro area. The city with the highest median home price in the area is Shorewood Hills which depicts a home price of $665,300 (approximately 2.4 times bigger). Figure 8 provides aggregate comparative data for the Cross Plains Wisconsin metro area in terms of the median housing rental rate, apartment rent, etc. Cross Plains depicts it has a Median Gross Rent of $1,019 which is in the middle range of other places in the greater region. The city with the highest rental rates in the area is Shorewood Hills which depicts a rental rates of $1,709 (67.7% larger). Comparing rental rates to the United States average of $1,062, Cross Plains is only about 4.2% smaller. Also, in contrast to the state of Wisconsin, rental rates of $856, Cross Plains is 19.0% larger.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Cross Plains has the percentage of home price worth less than $50,000 the second smallest in order of home price worth less than $50,000 of all the other places in the local area at 1% of the total. Second, it has the second smallest as measured by home price worth less than $50,000 of all the other places in the metro area when ranked by home price worth between $50,000 to $100,000 at 10% of the total. Third, it has the largest proportion of home price worth between $100,000 to $200,000 at 53% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Cross Plains shows it has a Median Owner Cost of $1,721 which is the third most median ownership cost of all other places in the greater Cross Plains region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Cross Plains metro area. it has a Owner Cost as % of HH Income of 20% which is the second most cost as a percent of household income of all the places in the greater Cross Plains region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Cross Plains depicts it has a Median Home Value as Percent of Median Earnings of 487% which is the third most median home value as a percent of median worker earnings of all other places in the greater Cross Plains region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Cross Plains shows it has a Median Owner Costs-With Mortgage of $1,907 which is in the mid range of other places in the local area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $769 which is the third most median housing cost of all other places in the greater Cross Plains region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Cross Plains has the largest proportion of owner cost between $500 and $700 at 16% of the total and is ranked #1. Second, it has the second smallest in order of owner cost less than $300 of all the other places in the metropolitan area in terms of owner cost between $700 and $1,000 at 16% of the total. Third, it has one of the largest proportions of owner cost between $1,000 and $1,500 at 28% of the total and is ranked #2. The only larger city being Black Earth with 29%.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Cross Plains depicts it has a % of Income Owner Costs-With Mortgage of 22% which is the second most cost as a percent of household income of all the places in the greater Cross Plains region. The city with the highest cost as a percent of household income in the area is Mazomanie which indicates a cost as a percent of household income of 22% ( only slightly larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Cross Plains depicts it has a % of Income Owner Costs-No Mortgage of 12% which is the third most of all other places in the metro area. The city with the highest cost as a percent of household income in the area is Mount Horeb which depicts a cost as a percent of household income of 15% (23.4% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Cross Plains has the largest proportion of rent as a percent of income is between 10pct to 20pct at 42% of the total and is ranked #1. Second, it has the smallest proportion of rent as a percent of income is between 20pct to 30pct at 9% of the total. Third, it has the smallest proportion of rent as a percent of income is between 40pct to 50pct at 10% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Cross Plains has the smallest proportion of housing cost between $700 and $1,000 at 23% of the total. Second, it has the largest proportion of housing cost between $1,000 and $1,500 at 23% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $5,069 which is in the mid range of other places in the local area. The city with the highest median real estate taxes paid in the area is Shorewood Hills which depicts a taxes paid of $10,001 (about twice as large). Comparing median real estate taxes paid to the United States average of $2,471, Cross Plains is about twice as large. Also, measured against the state of Wisconsin, median real estate taxes paid of $3,344, Cross Plains is 51.6% larger.

Figure 23 shows the rental rate distribution for this area. Cross Plains Wisconsin has one of the largest proportions of rent between 750 and 1000 dollars at 36% of the total and is ranked #3. Only #2 Middleton (42%), and #1 Verona (51%) are larger. Second, it has less than most other places in the local area as measured by rent between 1000 and 1500 dollars at 12% of the total.

Cross Plains Wisconsin Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Cross Plains has the largest proportion of with mortgage at 20% of the total and is ranked #1. Second, it has the largest proportion of 2nd mortgage at 18% of the total and is ranked #1.

Cross Plains Wisconsin Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.2 which is the third most family members per housing unit of all other places in the greater Cross Plains region. The city with the highest family members per housing unit in the area is Mount Horeb which shows a family members per housing unit of 3.4 (7.5% larger). Comparing family members per housing unit to the United States average of 3.3, Cross Plains is about 5.3% smaller. Also, compared to the state of Wisconsin, family members per housing unit of 3.1, Cross Plains is only about 3.4% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.3 which is the second most of all the places in the surrounding region. The city with the highest average number of rooms in a house in the area is Shorewood Hills which depicts an average number of rooms in a house of 7.4 (17.5% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1987 which is the second most year built of all the places in the greater Cross Plains region. The city with the highest year built in the area is Verona which depicts a year built of 1999 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built in 2014 or later less than most other places in the surrounding region at 1% of the total. Second, it has one of the largest proportions of homes built between 2010 to 2013 at 18% of the total and is ranked #3. Only #2 Mount Horeb (21%), and #1 Verona (34%) are larger. Third, it has the largest proportion of homes built between 2000 to 2009 at 20% of the total and is ranked #1. Also, it has less than most other places in the greater region in order of homes built between 1940 to 1949 at 10% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units in the center range of other places in the local area at 560 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. has the percentage of 2 units the second smallest in terms of one unit detached of all the other places in the greater region at 1% of the total. Second, it has one of the largest proportions of 3 or 4 units at 10% of the total and is ranked #2. The only larger city being Middleton with 10%.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has one of the largest proportions of value of homes built 2010 to 2013 at $358,600 of the total and is ranked #3. Only #2 Middleton ($395,400), and #1 Shorewood Hills ($858,300) are larger. Second, it has one of the largest proportions of value of homes built 2000 to 2009 at $297,700 of the total and is ranked #3. Only #2 Verona ($335,200), and #1 Middleton ($426,400) are larger. Third, it has in the mid range of other places in the local area as measured by value of homes built 1990 to 1999 at $273,400 of the total. Also, it has less than most other places in the area as measured by value of homes built 1980 to 1989 at $222,700 of the total. In addition, it has in the center range of other places in the local area in terms of value of homes built 1970 to 1979 at $221,400 of the total. Furthermore, it has one of the largest proportions of value of homes built 1960 to 1969 at $235,800 of the total and is ranked #3. Only #2 Middleton ($275,300), and #1 Shorewood Hills ($603,100) are larger. Next it has one of the largest proportions of value of homes built 1940 to 1949 at $267,700 of the total and is ranked #3. Only #2 Middleton ($308,800), and #1 Shorewood Hills ($735,400) are larger.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Cross Plains residents. it has a Owner-Household Size of 2.8 which is the third most homeowner household size of all other places in the greater Cross Plains region. The city with the highest homeowner household size in the area is Mount Horeb which shows a homeowner household size of 2.9 (only about 4.7% larger).

Figure 37 shows the household size for renters. Cross Plains shows it has a Renter-Household Size of 2.0 which is the third most of all other places in the local area. The city with the highest renter household size in the area is Mount Horeb which shows a renter household sizes of 2.3 (14.3% larger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2017 or later at 14% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2015 to 2016 at 12% of the total. Third, it has the largest proportion of owners moved in 2010 to 2014 at 43% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Cross Plains has the percentage of renters moved in 2017 or later the second smallest in terms of renters moved in 2017 or later of all the other places in the local area at 25% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2004 which is less than most other places in the local area. Figure 41 compares the median year that renters moved into their home. Cross Plains depicts it has a Renter Median Year Moved In of 2015 which is the second most median year that a renter moved in of all the places in the greater Cross Plains region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of homes using solar energy less than most other places in the metropolitan area at 1% of the total.