Hardy County Area Home Supply Charts

This page looks at a variety of Hardy County West Virginia housing market data taken from the most recent 2021 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Hardy County depicts it has a Housing Units of 8,351 which is the second smallest in terms of housing units of all the other counties in the area.

Figure 2 illustrates the housing density in the Hardy County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Hardy County shows it has a Housing Density of 14.3 which is the second smallest in terms of housing density of all the other counties in the surrounding region. The county with the highest housing density in the area is Frederick County which depicts a density of 84.2 ( substantially bigger). Comparing housing density to the United States average of 39.2, Hardy County is approximately a third the size. Also, in comparison with the state of West Virginia, housing density of 37.2, Hardy County is approximately a third the size.

In Figure 4, Hardy County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Hardy County depicts it has a Housing Unit Change of 3.4% which is the third most housing units of all other counties in the greater Hardy County region. The county with the highest change in the housing units in the area is Frederick County which shows a housing units of 11.1% (approximately 3.3 times bigger). Comparing change in the housing units to the United States average of 6.5%, Hardy County is approximately half the size. Also, in contrast to the state of West Virginia, change in the housing units of 1.3%, Hardy County is approximately 2.5 times bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Hardy County shows it has a Renter Percent of 24.9% which is the third most renter percent of all other counties in the greater Hardy County region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 75.1% which is less than most other counties in the greater region.

Hardy County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Hardy County home price is illustrated for this community and a useful analysis of affordable housing. Hardy County depicts it has a Median Home Value of $141,500 which is the second smallest as measured by median home price of all the other counties in the local area. The county with the highest median home price in the area is Frederick County which shows a home price of $265,700 (about twice as large). Figure 8 provides aggregate comparative data for the Hardy County West Virginia metro area in terms of the median housing rental rate, apartment rent, etc. Hardy County shows it has a Median Gross Rent of $813 which is the third most rental rates of all other counties in the greater Hardy County region. The county with the highest rental rates in the area is Frederick County which shows a rental rates of $1,119 (37.6% larger). Comparing rental rates to the United States average of $1,096, Hardy County is approximately three-fourths the size. Also, compared to the state of West Virginia, rental rates of $732, Hardy County is 11.1% larger.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Hardy County has one of the largest proportions of home price worth less than $50,000 at 22% of the total and is ranked #2. The only larger county being Hampshire County with 23%. Second, it has the largest proportion of home price worth between $750,000 to $1,000,000 at 1% of the total and is ranked #1. Third, it has the largest proportion of home price worth between $1,000,000 to $1,500,000 at 1% of the total and is ranked #1. Also, it has the largest proportion of home price worth between $1,500,000 to $2,000,000 at 1% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Hardy County shows it has a Median Owner Cost of $600 which is the second smallest when ranked by median ownership cost of all the other counties in the surrounding region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Hardy County metro area. it has a Owner Cost as % of HH Income of 14% which is less than most other counties in the surrounding region.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Hardy County depicts it has a Median Home Value as Percent of Median Earnings of 427% which is in the mid range of other counties in the area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Hardy County shows it has a Median Owner Costs-With Mortgage of $988 which is less than most other counties in the local area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $323 which is less than most other counties in the area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Hardy County has the largest proportion of owner cost less than $300 at 33% of the total and is ranked #1. Second, it has one of the largest proportions of owner cost between $500 and $700 at 20% of the total and is ranked #2. The only larger county being Mineral County with 22%. Third, it has the smallest proportion of owner cost between $1,000 and $1,500 at 2% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Hardy County indicates it has a % of Income Owner Costs-With Mortgage of 18% which is the second smallest in order of cost as a percent of household income of all the other counties in the local area. The county with the highest cost as a percent of household income in the area is Page County which depicts a cost as a percent of household income of 23% (29.4% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Hardy County depicts it has a % of Income Owner Costs-No Mortgage of 11% which is the most of all counties in the greater Hardy County region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Hardy County has the largest proportion of rent as a percent of income is less than 10 pct at 33% of the total and is ranked #1. Second, it has the largest proportion of rent as a percent of income is between 10pct to 20pct at 31% of the total and is ranked #1. Third, it has the largest proportion of rent as a percent of income is between 20pct to 30pct at 15% of the total and is ranked #1. Also, it has the smallest proportion of rent as a percent of income is between 30pct to 40pct at 2% of the total. In addition, it has the smallest proportion of rent as a percent of income is between 40pct to 50pct at 4% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Hardy County has the largest proportion of housing cost between $500 and $700 at 26% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $576 which is the second smallest when ranked by median real estate taxes paid of all the other counties in the metro area. The county with the highest median real estate taxes paid in the area is Frederick County which shows a taxes paid of $1,463 (approximately 2.5 times bigger). Comparing median real estate taxes paid to the United States average of $2,551, Hardy County is approximately a quarter the size. Also, in comparison with the state of West Virginia, median real estate taxes paid of $719, Hardy County is about 24.8% smaller.

Figure 23 shows the rental rate distribution for this area. Hardy County West Virginia has the largest proportion of rent between 500 and 750 dollars at 38% of the total and is ranked #1. Second, it has the second smallest in terms of rent less than 300 dollars of all the other counties in the greater region when sorted by rent between 750 and 1000 dollars at 8% of the total. Third, it has one of the largest proportions of rent between 1000 and 1500 dollars at 10% of the total and is ranked #2. The only larger county being Frederick County with 16%.

Hardy County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Hardy County has the smallest proportion of Primary Mortgage and HELOC at 1% of the total. Second, it has one of the largest proportions of With HELOC no Primary Mortgage at 50% of the total and is ranked #2. The only larger county being Grant County with 54%.

Hardy County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 2.8 which is the smallest in terms of family members per housing unit of all the other counties in the local area. The county with the highest family members per housing unit in the area is Frederick County which shows a family members per housing unit of 3.3 (16.7% larger). Comparing family members per housing unit to the United States average of 3.3, Hardy County is about 18.3% smaller. Also, benchmarked against the state of West Virginia, family members per housing unit of 3.1, Hardy County is about 9.4% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.9 which is the third most average number of rooms in a house of all other counties in the greater Hardy County region. The county with the highest average number of rooms in a house in the area is Frederick County which shows an average number of rooms in a house of 6.5 (10.2% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1982 which is the third most year built of all other counties in the greater Hardy County region. The county with the highest year built in the area is Frederick County which shows a year built of 1992 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built between 1940 to 1949 less than most other counties in the local area at 12% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest in order of owner-occupied housing units of all the other counties in the local area at 1,477 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. has the smallest proportion of one unit attached at 0% of the total. Second, it has the largest proportion of 50 or more units at 18% of the total and is ranked #1. Third, it has the largest proportion of mobile home at 0% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2014 or later at $344,800 of the total and is ranked #1. Second, it has the second smallest in order of value of homes built 2014 or later of all the other counties in the greater region in order of value of homes built 2010 to 2013 at $170,600 of the total. Third, it has the smallest proportion of value of homes built 2000 to 2009 at $140,600 of the total. Also, it has the second smallest when sorted by value of homes built 2014 or later of all the other counties in the area as measured by value of homes built 1990 to 1999 at $134,800 of the total. In addition, it has the smallest proportion of value of homes built 1980 to 1989 at $96,800 of the total. Furthermore, it has one of the largest proportions of value of homes built 1970 to 1979 at $176,800 of the total and is ranked #3. Only #2 Shenandoah County ($178,800), and #1 Frederick County ($199,200) are larger. Next it has less than most other counties in the surrounding region as measured by value of homes built 1960 to 1969 at $104,800 of the total. Additionally, it has in the mid range of other counties in the surrounding region as measured by value of homes built 1950 to 1959 at $141,300 of the total. And then, it has in the mid range of other counties in the area in terms of value of homes built 1940 to 1949 at $166,000 of the total.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has one of the largest proportions of occupied housing units at 29% of the total and is ranked #2. The only larger county being Hampshire County with 35%.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Hardy County residents. it has a Owner-Household Size of 2.2 which is the smallest in terms of homeowner household size of all the other counties in the local area. The county with the highest homeowner household size in the area is Frederick County which shows a homeowner household size of 2.8 (25.7% larger).

Figure 37 shows the household size for renters. Hardy County shows it has a Renter-Household Size of 2.6 which is ranked #1 of all counties in the greater Hardy County region. Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2019 or later less than most other counties in the greater region at 10% of the total. Second, it has the largest proportion of owners moved in 2015 to 2018 at 19% of the total and is ranked #1. Third, it has the smallest proportion of owners moved in 2010 to 2014 at 24% of the total. Figure 39 shows the year that people who rent moved into the area. Hardy County has the largest proportion of renters moved in 2019 or later at 61% of the total and is ranked #1. Second, it has the smallest proportion of renters moved in 2015 to 2018 at 24% of the total. Third, it has the smallest proportion of renters moved in 2010 to 2014 at 8% of the total. Also, it has the smallest proportion of renters moved in 2000 to 2009 at 1% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2001 which is the third most median year that a home owner moved in of all other counties in the greater Hardy County region. Figure 41 compares the median year that renters moved into their home. Hardy County shows it has a Renter Median Year Moved In of 2016 which is the largest of all counties in the greater Hardy County region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has one of the largest proportions of homes using coal or coke at 25% of the total and is ranked #2. The only larger county being Hampshire County with 25%. Second, it has the largest proportion of homes using wood at 0% of the total and is ranked #1. Third, it has the smallest proportion of homes using solar energy at 0% of the total.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Hardy County housing department, West Virginia department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Hardy County shows it has a Total In Group Quarters of 83 which is the smallest as measured by total people living in group quarters of all the other counties in the local area.