Cocke County Area Home Supply Charts

This page looks at a variety of Cocke County Tennessee housing market data taken from the most recent 2021 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Cocke County shows it has a Housing Units of 17,640 which is the second smallest in terms of housing units of all the other counties in the surrounding region.

Figure 2 illustrates the housing density in the Cocke County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Cocke County shows it has a Housing Density of 40.6 which is the second smallest when sorted by housing density of all the other counties in the area. The county with the highest housing density in the area is Hamblen County which depicts a density of 169.0 (approximately 4.2 times bigger). Comparing housing density to the United States average of 39.2, Cocke County is only about 3.6% larger. Also, in comparison with the state of Tennessee, housing density of 72.5, Cocke County is approximately half the size.

In Figure 4, Cocke County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Cocke County depicts it has a Housing Unit Change of 1.0% which is the second smallest when sorted by change in the housing units of all the other counties in the greater region. The county with the highest change in the housing units in the area is Madison County which depicts a housing units of 4.3% (approximately 4.2 times bigger). Comparing change in the housing units to the United States average of 6.5%, Cocke County is approximately a sixth the size. Also, measured against the state of Tennessee, change in the housing units of 6.5%, Cocke County is approximately a sixth the size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Cocke County depicts it has a Renter Percent of 30.4% which is the second most renter percent of all the counties in the greater Cocke County region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 69.6% which is the second smallest as measured by owner percent of all the other counties in the greater region.

Cocke County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Cocke County home price is illustrated for this community and a useful analysis of affordable housing. Cocke County shows it has a Median Home Value of $112,600 which is the smallest when ranked by median home price of all the other counties in the surrounding region. The county with the highest median home price in the area is Madison County which depicts a home price of $200,700 (78.2% larger). Figure 8 provides aggregate comparative data for the Cocke County Tennessee metro area in terms of the median housing rental rate, apartment rent, etc. Cocke County shows it has a Median Gross Rent of $676 which is the second smallest as measured by rental rates of all the other counties in the metro area. The county with the highest rental rates in the area is Haywood County which depicts a rental rates of $811 (20.0% larger). Comparing rental rates to the United States average of $1,096, Cocke County is approximately three-fourths the size. Also, measured against the state of Tennessee, rental rates of $897, Cocke County is approximately three-fourths the size.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Cocke County has the largest proportion of home price worth less than $50,000 at 25% of the total and is ranked #1. Second, it has the smallest proportion of home price worth between $100,000 to $200,000 at 11% of the total. Third, it has the smallest proportion of home price worth between $200,000 to $300,000 at 4% of the total. Also, it has the smallest proportion of home price worth between $300,000 to $400,000 at 2% of the total.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Cocke County depicts it has a Median Owner Cost of $472 which is the smallest in terms of median ownership cost of all the other counties in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Cocke County metro area. it has a Owner Cost as % of HH Income of 14% which is the second smallest in order of cost as a percent of household income of all the other counties in the greater region.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Cocke County depicts it has a Median Home Value as Percent of Median Earnings of 333% which is the smallest in terms of median home value as a percent of median worker earnings of all the other counties in the metro area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Cocke County depicts it has a Median Owner Costs-With Mortgage of $928 which is the smallest as measured by median housing cost of all the other counties in the metropolitan area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $325 which is in the intermediate range of other counties in the greater region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Cocke County has the largest proportion of owner cost less than $300 at 36% of the total and is ranked #1. Second, it has the smallest proportion of owner cost between $700 and $1,000 at 11% of the total. Third, it has the smallest proportion of owner cost between $1,000 and $1,500 at 4% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Cocke County depicts it has a % of Income Owner Costs-With Mortgage of 21% which is the second most cost as a percent of household income of all the counties in the greater Cocke County region. The county with the highest cost as a percent of household income in the area is Madison County which shows a cost as a percent of household income of 21% ( about the same size). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Cocke County depicts it has a % of Income Owner Costs-No Mortgage of 10% which is the second most of all the counties in the metro area. The county with the highest cost as a percent of household income in the area is Jefferson County which shows a cost as a percent of household income of 11% (only about 2.9% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Cocke County has the percentage of rent as a percent of income is between 40pct to 50pct in the mid range of other counties in the local area at 16% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Cocke County has the largest proportion of housing cost less than $300 at 23% of the total and is ranked #1. Second, it has the smallest proportion of housing cost between $700 and $1,000 at 9% of the total. Third, it has the smallest proportion of housing cost between $1,000 and $1,500 at 3% of the total.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $804 which is in the mid range of other counties in the metro area. The county with the highest median real estate taxes paid in the area is Haywood County which depicts a taxes paid of $1,334 (65.9% larger). Comparing median real estate taxes paid to the United States average of $2,551, Cocke County is approximately a third the size. Also, in contrast to the state of Tennessee, median real estate taxes paid of $1,217, Cocke County is approximately three-fourths the size.

Figure 23 shows the rental rate distribution for this area. Cocke County Tennessee has the smallest proportion of rent between 750 and 1000 dollars at 5% of the total.

Cocke County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Cocke County has the percentage of With mortgage the second smallest in order of With Mortgage of all the other counties in the area at 39% of the total. Second, it has the smallest proportion of No 2nd Mortgage or HELOC at 2% of the total. Third, it has the smallest proportion of Primary Mortgage with 2nd Mortgage and HELOC at 1% of the total. Also, it has the largest proportion of With HELOC no Primary Mortgage at 58% of the total and is ranked #1.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Cocke County has the largest proportion of houses with mortgages at 58% of the total and is ranked #1.

Cocke County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.1 which is in the middle range of other counties in the metropolitan area. The county with the highest family members per housing unit in the area is Hamblen County which depicts a family members per housing unit of 3.3 (6.7% larger). Comparing family members per housing unit to the United States average of 3.3, Cocke County is about 7.3% smaller. Also, measured against the state of Tennessee, family members per housing unit of 3.2, Cocke County is only about 2.9% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.2 which is the second smallest when ranked by average number of rooms in a house of all the other counties in the local area. The county with the highest average number of rooms in a house in the area is Madison County which shows an average number of rooms in a house of 5.6 (7.7% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1985 which is the third most year built of all other counties in the greater Cocke County region. The county with the highest year built in the area is Sevier County which depicts a year built of 1993 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built between 2010 to 2013 less than most other counties in the metropolitan area at 14% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest in order of owner-occupied housing units of all the other counties in the greater region at 4,307 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. has the smallest proportion of one unit detached at 0% of the total. Second, it has the smallest proportion of 2 units at 1% of the total. Third, it has the smallest proportion of 5 to 9 units at 0% of the total. Also, it has the largest proportion of 50 or more units at 29% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the smallest proportion of value of homes built 2014 or later at $99,200 of the total. Second, it has the second smallest when sorted by value of homes built 2014 or later of all the other counties in the metro area when ranked by value of homes built 2010 to 2013 at $162,900 of the total. Third, it has the smallest proportion of value of homes built 2000 to 2009 at $96,200 of the total. Also, it has the second smallest as measured by value of homes built 2014 or later of all the other counties in the metropolitan area as measured by value of homes built 1990 to 1999 at $108,100 of the total. In addition, it has the smallest proportion of value of homes built 1980 to 1989 at $126,600 of the total. Furthermore, it has the smallest proportion of value of homes built 1970 to 1979 at $102,200 of the total. Next it has the smallest proportion of value of homes built 1960 to 1969 at $88,700 of the total. Additionally, it has the second smallest when sorted by value of homes built 2014 or later of all the other counties in the surrounding region when sorted by value of homes built 1950 to 1959 at $95,400 of the total. And then, it has less than most other counties in the metro area in terms of value of homes built 1940 to 1949 at $150,100 of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Cocke County residents. it has a Owner-Household Size of 2.5 which is less than most other counties in the greater region. The county with the highest homeowner household size in the area is Hamblen County which shows a homeowner household size of 2.7 (8.1% larger).

Figure 37 shows the household size for renters. Cocke County depicts it has a Renter-Household Size of 2.6 which is the third most renter household sizes of all other counties in the greater Cocke County region. The county with the highest renter household size in the area is Sevier County which depicts a renter household sizes of 2.7 (only about 5.8% larger). Figure 38 shows the year that people who own homes moved into this region. has the smallest proportion of owners moved in 2019 or later at 15% of the total. Second, it has the smallest proportion of owners moved in 2015 to 2018 at 14% of the total. Third, it has the largest proportion of owners moved in 1990 to 1999 at 22% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2002 which is the smallest when sorted by median year that a home owner moved in of all the other counties in the metropolitan area. Figure 41 compares the median year that renters moved into their home. Cocke County depicts it has a Renter Median Year Moved In of 2015 which is in the middle range of other counties in the metro area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has one of the largest proportions of homes using coal or coke at 7% of the total and is ranked #3. Only #2 Haywood County (7%), and #1 Madison County (17%) are larger.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Cocke County housing department, Tennessee department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Cocke County shows it has a Total In Group Quarters of 354 which is the smallest when sorted by total people living in group quarters of all the other counties in the local area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Cocke County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Cocke County has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.