Shelby County Area Home Supply Charts

This page looks at a variety of Shelby County Ohio housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Shelby County shows it has a Housing Units of 20,097 which is in the center range of other counties in the local area.

Figure 2 illustrates the housing density in the Shelby County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Shelby County depicts it has a Housing Density of 49.3 which is in the middle range of other counties in the metro area. The county with the highest housing density in the area is Miami County which shows a density of 114.4 (approximately 2.3 times bigger). Comparing housing density to the United States average of 39.5, Shelby County is 24.7% larger. Also, in contrast to the state of Ohio, housing density of 127.9, Shelby County is approximately a third the size.

In Figure 4, Shelby County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Shelby County depicts it has a Housing Unit Change of -0.4% which is the second smallest in terms of change in the housing units of all the other counties in the greater region. The county with the highest change in the housing units in the area is Miami County which shows a housing units of 5.1% ( very much bigger). Comparing change in the housing units to the United States average of 7.4%, Shelby County is about the same size. Also, compared to the state of Ohio, change in the housing units of 2.1%, Shelby County is about the same size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Shelby County depicts it has a Renter Percent of 28.6% which is the most of all counties in the greater Shelby County region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 71.4% which is the smallest in terms of owner percent of all the other counties in the greater region.

Shelby County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Shelby County home price is illustrated for this community and a useful analysis of affordable housing. Shelby County shows it has a Median Home Value of $154,500 which is the third most median home prices of all other counties in the greater Shelby County region. The county with the highest median home price in the area is Mercer County which indicates a home price of $169,500 (9.7% larger). Figure 8 provides aggregate comparative data for the Shelby County Ohio metro area in terms of the median housing rental rate, apartment rent, etc. Shelby County shows it has a Median Gross Rent of $787 which is the second most of all the counties in the local area. The county with the highest rental rates in the area is Miami County which shows a rental rates of $832 (only about 5.7% larger). Comparing rental rates to the United States average of $1,163, Shelby County is approximately three-fourths the size. Also, compared with the state of Ohio, rental rates of $870, Shelby County is about 10.5% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Shelby County has the percentage of home price worth less than $50,000 less than most other counties in the surrounding region at 19% of the total. Second, it has the largest proportion of home price worth between $400,000 to $500,000 at 3% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Shelby County depicts it has a Median Owner Cost of $881 which is in the center range of other counties in the metropolitan area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Shelby County metro area. it has a Owner Cost as % of HH Income of 16% which is the third most of all other counties in the local area.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Shelby County shows it has a Median Home Value as Percent of Median Earnings of 318% which is the third most median home value as a percent of median worker earnings of all other counties in the greater Shelby County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Shelby County depicts it has a Median Owner Costs-With Mortgage of $1,227 which is the second most median housing cost of all the counties in the greater Shelby County region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $482 which is the third most median housing cost of all other counties in the greater Shelby County region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Shelby County has the percentage of owner cost less than $300 in the mid range of other counties in the metro area at 15% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Shelby County depicts it has a % of Income Owner Costs-With Mortgage of 18% which is the third most cost as a percent of household income of all other counties in the greater Shelby County region. The county with the highest cost as a percent of household income in the area is Champaign County which depicts a cost as a percent of household income of 19% (only about 4.4% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Shelby County depicts it has a % of Income Owner Costs-No Mortgage of 9% which is in the mid range of other counties in the metro area. The county with the highest cost as a percent of household income in the area is Champaign County which depicts a cost as a percent of household income of 12% (32.2% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Shelby County has the largest proportion of rent as a percent of income is less than 10 pct at 35% of the total and is ranked #1. Second, it has the smallest proportion of rent as a percent of income is between 10pct to 20pct at 19% of the total.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $1,694 which is in the middle range of other counties in the metropolitan area. The county with the highest median real estate taxes paid in the area is Mercer County which shows a taxes paid of $1,897 (12.0% larger). Comparing median real estate taxes paid to the United States average of $2,690, Shelby County is approximately three-fourths the size. Also, compared to the state of Ohio, median real estate taxes paid of $2,447, Shelby County is approximately three-fourths the size.

Figure 23 shows the rental rate distribution for this area. Shelby County Ohio has the largest proportion of rent between 500 and 750 dollars at 32% of the total and is ranked #1. Second, it has the largest proportion of rent between $1,500 and $2,500 at 1% of the total and is ranked #1.

Shelby County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Shelby County has the largest proportion of Mortgage and 2nd Mortgage at 2% of the total and is ranked #1.

Shelby County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.2 which is the second most family members per housing unit of all the counties in the greater Shelby County region. The county with the highest family members per housing unit in the area is Mercer County which shows a family members per housing unit of 3.3 ( only slightly larger). Comparing family members per housing unit to the United States average of 3.3, Shelby County is only about 2.1% smaller. Also, measured against the state of Ohio, family members per housing unit of 3.1, Shelby County is only about 3.5% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.1 which is in the mid range of other counties in the surrounding region. The county with the highest average number of rooms in a house in the area is Miami County which depicts an average number of rooms in a house of 6.2 ( only slightly larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1973 which is ranked #1 of all counties in the greater Shelby County region.

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2010 to 2019 at 11% of the total and is ranked #1. Second, it has the smallest proportion of homes built between 1950 to 1959 at 4% of the total. Third, it has the second smallest when sorted by homes built in 2020 or later of all the other counties in the local area as measured by homes built between 1940 to 1949 at 22% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has one of the largest proportions of owner housing units at 5,279 of the total and is ranked #3. Only #2 Darke County (5,844), and #1 Miami County (11,702) are larger.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit attached at 7% of the total and is ranked #1. Second, it has the largest proportion of 5 to 9 units at 2% of the total and is ranked #1. Third, it has the smallest proportion of 10 to 19 units at 0% of the total. Also, it has the largest proportion of 20 to 49 units at 2% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2020 or later at $348,200 of the total and is ranked #1. Second, it has in the center range of other counties in the metropolitan area when ranked by value of homes built 2010 to 2019 at $242,200 of the total. Third, it has in the mid point range of other counties in the local area when sorted by value of homes built 2000 to 2009 at $204,200 of the total. Also, it has the largest proportion of value of homes built 1990 to 1999 at $212,400 of the total and is ranked #1. In addition, it has the second smallest when ranked by value of homes built 2020 or later of all the other counties in the local area when sorted by value of homes built 1980 to 1989 at $132,900 of the total. Furthermore, it has one of the largest proportions of value of homes built 1970 to 1979 at $141,900 of the total and is ranked #3. Only #2 Miami County ($148,900), and #1 Mercer County ($156,400) are larger. Next it has the largest proportion of value of homes built 1960 to 1969 at $124,300 of the total and is ranked #1. Additionally, it has the largest proportion of value of homes built 1950 to 1959 at $124,200 of the total and is ranked #1. And then, it has one of the largest proportions of value of homes built 1940 to 1949 at $118,800 of the total and is ranked #3. Only #2 Mercer County ($132,600), and #1 Champaign County ($133,600) are larger.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Shelby County residents. it has a Owner-Household Size of 2.6 which is the second most of all the counties in the area. The county with the highest homeowner household size in the area is Mercer County which depicts a homeowner household size of 2.7 (only about 4.2% larger).

Figure 37 shows the household size for renters. Shelby County depicts it has a Renter-Household Size of 2.5 which is the largest of all counties in the greater region. Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2010 to 2014 at 28% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Shelby County has one of the largest proportions of renters moved in 2019 or later at 48% of the total and is ranked #3. Only #2 Auglaize County (51%), and #1 Logan County (51%) are larger. Second, it has the largest proportion of renters moved in 2015 to 2018 at 29% of the total and is ranked #1. Third, it has the smallest proportion of renters moved in 2010 to 2014 at 6% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2005 which is the second most median year that a home owner moved in of all the counties in the greater Shelby County region. Figure 41 compares the median year that renters moved into their home. Shelby County depicts it has a Renter Median Year Moved In of 2016 which is ranked #1 of all counties in the greater Shelby County region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has the largest proportion of homes using solar energy at 2% of the total and is ranked #1.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Shelby County housing department, Ohio department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Shelby County indicates it has a Total In Group Quarters of 454 which is the second smallest in terms of total people living in group quarters of all the other counties in the local area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Shelby County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Shelby County has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.