Clay township-Lafayette County Missouri Area Home Supply Charts

This page looks at a variety of Clay township-Lafayette County Missouri housing market data taken from the most recent 2019 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Clay township-Lafayette County depicts it has a housing units of 2,219 which is the third most of all other places in the area.

Figure 2 illustrates the housing density in the Clay township-Lafayette County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Clay township-Lafayette County shows it has a housing density of 23.2 which is the smallest as measured by housing density of all the other places in the local area. The city with the highest housing density in the area is Odessa which shows a density of 575.7 ( considerably bigger). Comparing housing density to the United States average of 38.6, Clay township-Lafayette County is approximately three-fourths the size. Also, measured against the state of Missouri, housing density of 40.4, Clay township-Lafayette County is approximately half the size.

In Figure 4, Clay township-Lafayette County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Clay township-Lafayette County depicts it has a change in the housing units of -7.7% which is the second smallest in order of change in the housing units of all the other places in the local area. The city with the highest change in the housing units in the area is Bates City which shows a housing units of 24.5% (approximately 3.2 times bigger). Comparing change in the housing units to the United States average of 4.9%, Clay township-Lafayette County is 56.9% larger. Also, compared to the state of Missouri, change in the housing units of 2.3%, Clay township-Lafayette County is approximately 3.3 times bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Clay township-Lafayette County shows it has a renter percent of 32.4% which is in the mid range of other places in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has an owner percent of 67.6% which is in the middle range of other places in the metropolitan area.

Clay township-Lafayette County Missouri Home Cost Charts

Looking at the housing data provided in Figure 7, the average Clay township-Lafayette County home price is illustrated for this community and a useful analysis of affordable housing. Clay township-Lafayette County depicts it has a median home price of $148,100 which is ranked #1 of all places in the greater Clay township-Lafayette County region. Figure 8 provides aggregate comparative data for the Clay township-Lafayette County Missouri metro area in terms of the median housing rental rate, apartment rent, etc. Clay township-Lafayette County shows it has a rental rates of $744 which is in the mid range of other places in the greater region. The city with the highest rental rates in the area is Bates City which depicts a rental rates of $958 (28.8% larger). Comparing rental rates to the United States average of $1,023, Clay township-Lafayette County is approximately three-fourths the size. Also, versus the state of Missouri, rental rates of $809, Clay township-Lafayette County is about 8.7% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Clay township-Lafayette County has one of the largest proportions of home price worth less than $50,000 at 18% of the total and is ranked #2. The only larger city being Levasy with 36%. Second, it has the smallest proportion of home price worth between $50,000 to $100,000 at 14% of the total. Third, it has the largest proportion of home price worth between $200,000 to $300,000 at 17% of the total and is ranked #1. Also, it has one of the largest proportions of home price worth $2,000,000 or more at 2% of the total and is ranked #2. The only larger city being Napoleon with 2%.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Clay township-Lafayette County shows it has a median ownership cost of $752 which is the second smallest in order of median ownership cost of all the other places in the local area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Clay township-Lafayette County metro area. it has a cost as a percent of household income of 17% which is less than most other places in the local area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Clay township-Lafayette County depicts it has a median home value as a percent of median worker earnings of 333% which is the second most median home value as a percent of median worker earnings of all the places in the greater Clay township-Lafayette County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Clay township-Lafayette County depicts it has a median housing cost of $1,308 which is the third most of all other places in the greater region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a median housing cost of $442 which is in the mid range of other places in the metro area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Clay township-Lafayette County has the percentage of owner cost between $1,000 and $1,500 the second smallest when ranked by owner cost less than $300 of all the other places in the local area at 15% of the total. Second, it has the largest proportion of owner cost between $3,000 and $3,500 at 2% of the total and is ranked #1. Third, it has the largest proportion of owner cost between $3,500 and $4,000 at 1% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Clay township-Lafayette County depicts it has a cost as a percent of household income of 20% which is the second most of all the places in the metropolitan area. The city with the highest cost as a percent of household income in the area is Bates City which depicts a cost as a percent of household income of 23% (17.0% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Clay township-Lafayette County indicates it has a cost as a percent of household income of 12% which is in the mid range of other places in the local area. The city with the highest cost as a percent of household income in the area is Oak Grove which depicts a cost as a percent of household income of 13% (13.8% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Clay township-Lafayette County has one of the largest proportions of rent as a percent of income is less than 10 pct at 6% of the total and is ranked #2. The only larger city being Wellington with 14%. Second, it has the smallest proportion of rent as a percent of income is between 10pct to 20pct at 14% of the total. Third, it has the largest proportion of rent as a percent of income is between 20pct to 30pct at 35% of the total and is ranked #1. Also, it has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 21% of the total and is ranked #2. The only larger city being Napoleon with 36%. In addition, it has in the mid range of other places in the area when ranked by rent as a percent of income is over 50pct at 17% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Clay township-Lafayette County has the largest proportion of housing cost over $3,000 at 2% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a median real estate taxes paid of $1,272 which is in the mid range of other places in the metro area. The city with the highest median real estate taxes paid in the area is Bates City which shows a taxes paid of $1,688 (32.7% larger). Comparing median real estate taxes paid to the United States average of $2,375, Clay township-Lafayette County is approximately half the size. Also, benchmarked against the state of Missouri, median real estate taxes paid of $1,470, Clay township-Lafayette County is about 15.6% smaller.

Figure 22 shows the percentage of renters who pay for utilities in Clay township-Lafayette County Missouri. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Clay township-Lafayette County has the percentage of pay extra for utilities the second smallest in order of pay extra for utilities of all the other places in the local area at 80% of the total. Second, it has one of the largest proportions of utilities included in rent at 20% of the total and is ranked #2. The only larger city being Levasy with 20%.

Figure 23 shows the rental rate distribution for this area. Clay township-Lafayette County Missouri has one of the largest proportions of rent between 500 and 750 dollars at 30% of the total and is ranked #2. The only larger city being Odessa with 36%. Second, it has less than most other places in the local area in terms of rent between 750 and 1000 dollars at 33% of the total. Third, it has the largest proportion of rent between $1,500 and $2,500 at 4% of the total and is ranked #1.

Clay township-Lafayette County Missouri Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Clay township-Lafayette County has the percentage of with mortgage the second smallest when sorted by with mortgage of all the other places in the metropolitan area at 53% of the total. Second, it has the smallest proportion of 2nd mortgage or heloc-not both at 4% of the total. Third, it has one of the largest proportions of no mortgage at 47% of the total and is ranked #2. The only larger city being Napoleon with 54%.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Clay township-Lafayette County has the percentage of houses with mortgages the second smallest in terms of houses with a mortgage of all the other places in the local area at 53% of the total. Second, it has one of the largest proportions of houses without mortgages at 47% of the total and is ranked #2. The only larger city being Napoleon with 54%.

Clay township-Lafayette County Missouri Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a family members per housing unit of 2.9 which is in the mid point range of other places in the surrounding region. The city with the highest family members per housing unit in the area is Oak Grove which depicts a family members per housing unit of 3.5 (21.9% larger). Comparing family members per housing unit to the United States average of 3.3, Clay township-Lafayette County is about 14.7% smaller. Also, compared to the state of Missouri, family members per housing unit of 3.1, Clay township-Lafayette County is about 8.4% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has an average number of rooms in a house of 5.6 which is in the middle range of other places in the metropolitan area. The city with the highest average number of rooms in a house in the area is Levasy which depicts an average number of rooms in a house of 6.1 (8.9% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a year built of 1984 which is the third most year built of all other places in the greater Clay township-Lafayette County region. The city with the highest year built in the area is Odessa which depicts a year built of 1986 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2000 to 2009 at 25% of the total and is ranked #1. Second, it has less than most other places in the local area in order of homes built between 1960 to 1969 at 8% of the total. Third, it has the smallest proportion of homes built between 1950 to 1959 at 2% of the total. Also, it has in the mid range of other places in the greater region when ranked by homes built between 1940 to 1949 at 2% of the total. In addition, it has in the center range of other places in the local area in order of homes built between 1939 or earlier at 17% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has one of the largest proportions of owner housing units at 1,387 of the total and is ranked #2. The only larger city being Oak Grove with 1,733. Second, it has one of the largest proportions of renter housing units at 666 of the total and is ranked #3. Only #2 Odessa (684), and #1 Oak Grove (1,016) are larger.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has one of the largest proportions of 3 or 4 units at 9% of the total and is ranked #2. The only larger city being Odessa with 12%. Second, it has one of the largest proportions of mobile home at 17% of the total and is ranked #2. The only larger city being Bates City with 30%.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has one of the largest proportions of value of homes built 2000 to 2009 at $238,000 of the total and is ranked #2. The only larger city being Bates City with $287,500. Second, it has in the mid range of other places in the local area as measured by value of homes built 1990 to 1999 at $142,300 of the total. Third, it has one of the largest proportions of value of homes built 1980 to 1989 at $116,400 of the total and is ranked #3. Only #2 Odessa ($151,200), and #1 Wellington ($205,000) are larger. Also, it has the largest proportion of value of homes built 1970 to 1979 at $174,200 of the total and is ranked #1. In addition, it has the largest proportion of value of homes built 1960 to 1969 at $118,300 of the total and is ranked #1. Furthermore, it has one of the largest proportions of value of homes built 1940 to 1949 at $103,600 of the total and is ranked #2. The only larger city being Napoleon with $187,500. Next it has the largest proportion of value of homes built 1939 or earlier at $132,600 of the total and is ranked #1.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has one of the largest proportions of occupied housing units at 93% of the total and is ranked #2. The only larger city being Napoleon with 96%. Second, it has the second smallest when ranked by occupied housing units of all the other places in the local area in order of vacant housing units at 7% of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Clay township-Lafayette County residents. it has a homeowner household size of 2.3 which is the second smallest in order of homeowner household size of all the other places in the metropolitan area. The city with the highest homeowner household size in the area is Oak Grove which shows a homeowner household size of 2.9 (27.8% larger).

Figure 37 shows the household size for renters. Clay township-Lafayette County shows it has a renter household size of 2.5 which is less than most other places in the local area. The city with the highest renter household size in the area is Levasy which shows a renter household sizes of 3.2 (29.6% larger). Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2010 to 2014 less than most other places in the greater region at 19% of the total. Figure 39 shows the year that people who rent moved into the area. Clay township-Lafayette County has one of the largest proportions of renters moved in 2017 or later at 14% of the total and is ranked #2. The only larger city being Odessa with 26%. Second, it has one of the largest proportions of renters moved in 2015 to 2016 at 36% of the total and is ranked #2. The only larger city being Wellington with 44%. Third, it has the smallest proportion of renters moved in 2010 to 2014 at 26% of the total. Also, it has the largest proportion of renters moved in 2000 to 2009 at 22% of the total and is ranked #1. In addition, it has in the mid range of other places in the local area when ranked by renters moved in 1989 or earlier at 1% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a median year that a home owner moved in of 2003 which is in the middle range of other places in the area. Figure 41 compares the median year that renters moved into their home. Clay township-Lafayette County depicts it has a median year that a renter moved in of 2013 which is the third most median year that a renter moved in of all other places in the greater Clay township-Lafayette County region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of home using bottled, tank, or lp gas in the mid point range of other places in the greater region at 34% of the total. Second, it has the largest proportion of homes using wood at 6% of the total and is ranked #1.