Center City Minnesota Area Home Supply Charts

This page looks at a variety of Center City Minnesota housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Center City shows it has a Housing Units of 336 which is the smallest as measured by housing units of all the other places in the surrounding region.

Figure 2 illustrates the housing density in the Center City housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Center City depicts it has a Housing Density of 570.2 which is the largest of all places in the area. Comparing housing density to the United States average of 38.9, Center City is appreciably bigger. Also, compared to the state of Minnesota, housing density of 30.7, Center City is considerably bigger.

In Figure 4, Center City area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Center City depicts it has a Housing Unit Change of 15.5% which is ranked #1 of all places in the greater Center City region. Comparing change in the housing units to the United States average of 5.7%, Center City is approximately 2.7 times bigger. Also, compared with the state of Minnesota, change in the housing units of 3.9%, Center City is approximately 4.0 times bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Center City depicts it has a Renter Percent of 26.4% which is the third most renter percent of all other places in the greater Center City region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 73.6% which is less than most other places in the local area.

Center City Minnesota Home Cost Charts

Looking at the housing data provided in Figure 7, the average Center City home price is illustrated for this community and a useful analysis of affordable housing. Center City depicts it has a Median Home Value of $225,000 which is the third most median home prices of all other places in the greater Center City region. The city with the highest median home price in the area is Chisago City which depicts a home price of $261,400 (16.2% larger). Figure 8 provides aggregate comparative data for the Center City Minnesota metro area in terms of the median housing rental rate, apartment rent, etc. Center City depicts it has a Median Gross Rent of $987 which is in the mid range of other places in the local area. The city with the highest rental rates in the area is Wyoming which indicates a rental rates of $1,096 (11.0% larger). Comparing rental rates to the United States average of $1,062, Center City is about 7.6% smaller. Also, compared to the state of Minnesota, rental rates of $977, Center City is only slightly larger.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Center City has the percentage of home price worth less than $50,000 the second smallest when ranked by home price worth less than $50,000 of all the other places in the greater region at 1% of the total. Second, it has in the center range of other places in the local area when ranked by home price worth between $50,000 to $100,000 at 38% of the total. Third, it has the largest proportion of home price worth between $200,000 to $300,000 at 24% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Center City depicts it has a Median Owner Cost of $1,286 which is less than most other places in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Center City metro area. it has a Owner Cost as % of HH Income of 18% which is the smallest when ranked by cost as a percent of household income of all the other places in the greater region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Center City depicts it has a Median Home Value as Percent of Median Earnings of 419% which is the third most median home value as a percent of median worker earnings of all other places in the greater Center City region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Center City depicts it has a Median Owner Costs-With Mortgage of $1,506 which is the third most median housing cost of all other places in the greater Center City region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $632 which is the largest of all places in the area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Center City has one of the largest proportions of owner cost between $300 and $500 at 16% of the total and is ranked #2. The only larger city being Taylors Falls with 16%. Second, it has the largest proportion of owner cost between $3,000 and $3,500 at 1% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Center City shows it has a % of Income Owner Costs-With Mortgage of 20% which is less than most other places in the local area. The city with the highest cost as a percent of household income in the area is Osceola which depicts a cost as a percent of household income of 24% (18.6% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Center City depicts it has a % of Income Owner Costs-No Mortgage of 9% which is the smallest when ranked by cost as a percent of household income of all the other places in the metropolitan area. The city with the highest cost as a percent of household income in the area is Taylors Falls which depicts a cost as a percent of household income of 14% (58.9% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Center City has the percentage of rent as a percent of income is less than 10 pct the second smallest when sorted by rent as a percent of income is less than 10 pct of all the other places in the greater region at 13% of the total. Second, it has one of the largest proportions of rent as a percent of income is between 10pct to 20pct at 29% of the total and is ranked #2. The only larger city being Lindstrom with 30%. Third, it has the second smallest in order of rent as a percent of income is less than 10 pct of all the other places in the surrounding region as measured by rent as a percent of income is between 20pct to 30pct at 5% of the total. Also, it has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 26% of the total and is ranked #2. The only larger city being Taylors Falls with 37%.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $2,933 which is the third most median real estate taxes paid of all other places in the greater Center City region. The city with the highest median real estate taxes paid in the area is Chisago City which shows a taxes paid of $3,554 (21.2% larger). Comparing median real estate taxes paid to the United States average of $2,471, Center City is 18.7% larger. Also, in comparison with the state of Minnesota, median real estate taxes paid of $2,500, Center City is 17.3% larger.

Figure 23 shows the rental rate distribution for this area. Center City Minnesota has the percentage of rent between 300 and 500 dollars the second smallest when sorted by rent less than 300 dollars of all the other places in the surrounding region at 12% of the total. Second, it has one of the largest proportions of rent between 500 and 750 dollars at 32% of the total and is ranked #3. Only #2 Taylors Falls (32%), and #1 Osceola (47%) are larger. Third, it has one of the largest proportions of rent between 750 and 1000 dollars at 29% of the total and is ranked #2. The only larger city being Shafer with 38%.

Center City Minnesota Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Center City has the largest proportion of with heloc at 1% of the total and is ranked #1.

Center City Minnesota Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 2.7 which is the smallest when ranked by family members per housing unit of all the other places in the surrounding region. The city with the highest family members per housing unit in the area is Shafer which shows a family members per housing unit of 3.5 (28.1% larger). Comparing family members per housing unit to the United States average of 3.3, Center City is about 22.2% smaller. Also, benchmarked against the state of Minnesota, family members per housing unit of 3.1, Center City is about 15.8% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.0 which is the second smallest when ranked by average number of rooms in a house of all the other places in the local area. The city with the highest average number of rooms in a house in the area is Wyoming which depicts an average number of rooms in a house of 6.5 (8.3% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1970 which is the smallest when ranked by year built of all the other places in the local area. The city with the highest year built in the area is Shafer which shows a year built of 2002 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the smallest proportion of homes built between 2010 to 2013 at 11% of the total. Second, it has the smallest proportion of homes built between 1990 to 1999 at 4% of the total. Third, it has the smallest proportion of homes built between 1970 to 1979 at 1% of the total. Also, it has the largest proportion of homes built between 1960 to 1969 at 15% of the total and is ranked #1. In addition, it has the largest proportion of homes built between 1940 to 1949 at 33% of the total and is ranked #1.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest as measured by owner-occupied housing units of all the other places in the local area at 76 of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the percentage of value of homes built 2010 to 2013 in the mid point range of other places in the metro area at $228,600 of the total. Second, it has in the mid range of other places in the surrounding region as measured by value of homes built 2000 to 2009 at $203,600 of the total. Third, it has the largest proportion of value of homes built 1990 to 1999 at $362,500 of the total and is ranked #1. Also, it has the largest proportion of value of homes built 1980 to 1989 at $320,600 of the total and is ranked #1. In addition, it has the largest proportion of value of homes built 1960 to 1969 at $325,000 of the total and is ranked #1. Furthermore, it has one of the largest proportions of value of homes built 1940 to 1949 at $193,300 of the total and is ranked #2. The only larger city being Lindstrom with $195,800.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has the largest proportion of occupied housing units at 14% of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Center City residents. it has a Owner-Household Size of 2.3 which is the smallest in terms of homeowner household size of all the other places in the metro area. The city with the highest homeowner household size in the area is Shafer which depicts a homeowner household size of 2.9 (24.8% larger).

Figure 37 shows the household size for renters. Center City shows it has a Renter-Household Size of 1.8 which is less than most other places in the metropolitan area. The city with the highest renter household size in the area is Shafer which depicts a renter household sizes of 2.6 (41.0% larger). Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2017 or later less than most other places in the area at 8% of the total. Second, it has the smallest proportion of owners moved in 2015 to 2016 at 10% of the total. Third, it has the smallest proportion of owners moved in 2010 to 2014 at 20% of the total. Also, it has the largest proportion of owners moved in 2000 to 2009 at 38% of the total and is ranked #1. In addition, it has the largest proportion of owners moved in 1990 to 1999 at 15% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Center City has the percentage of renters moved in 2017 or later in the mid range of other places in the local area at 29% of the total. Second, it has the smallest proportion of renters moved in 2015 to 2016 at 18% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 1998 which is the smallest in terms of median year that a home owner moved in of all the other places in the local area. Figure 41 compares the median year that renters moved into their home. Center City shows it has a Renter Median Year Moved In of 2015 which is the second most median year that a renter moved in of all the places in the greater Center City region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the smallest proportion of home using bottled, tank, or lp gas at 8% of the total. Second, it has the largest proportion of homes using solar energy at 5% of the total and is ranked #1.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Center City housing department, Minnesota department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Center City shows it has a Total In Group Quarters of 36 which is the third most of all other places in the metro area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Center City residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Center City has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.