Calvin township Michigan Income Charts

This section shows the Calvin township Michigan economy using the most recent economic analysis from the 2019 Census Bureau. Starting with Figure 1 which shows the median earnings per worker, Calvin township depicts it has a median earnings per worker of $42,031 which is the third most of all other places in the local area. The city with the highest median earnings per worker in the area is Simonton Lake CDP which shows a median earnings of $42,953 ( only slightly larger). Comparing median earnings per worker to the United States average of $47,712, Calvin township is about 13.5% smaller. Also, in comparison with the state of Michigan, median earnings per worker of $47,411, Calvin township is about 12.8% smaller.

In Figure 2 a more complete view of income is shown which aggregates income from all members in the household and it has a median household income of $49,871 which is in the center range of other places in the local area. The city with the highest median household income in the area is Simonton Lake CDP which shows a median income of $57,920 (16.1% larger). Comparing median household income to the United States average of $60,293, Calvin township is about 20.9% smaller. Also, in comparison with the state of Michigan, median household income of $54,938, Calvin township is about 10.2% smaller.

The next section examines a variety of different income statistics for the Calvin township metropolitan area. In Figure 3 we see that it it has the largest proportion of earnings between $10,000 and $14,999 at 9.8% of the total and is ranked #1. Second, it has the smallest proportion of earnings between $20,000 and $49,999 at 30.7% of the total. Third, it has the largest proportion of earnings between $75,000 and $99,999 at 6.0% of the total and is ranked #1. Also, it has one of the largest proportions of earnings of $100,000 more at 6.3% of the total and is ranked #2. The only larger city being Simonton Lake CDP with 8.1%.

Figure 5 has the Average number of hours worked in a typical work week during the year, it has an average hours of 39.2 which is in the mid range of other places in the local area. The city with the highest average hours in the area is Bristol which depicts an average hours of 40.4 (only about 3.1% larger). Dividing median annual worker earnings by the average number of hours worked in a year in Figure 6 shows that it has an average hourly earnings of $20.62 which is the second most average hourly earnings of all the places in the greater Calvin township region. The city with the highest average hourly earnings in the area is Simonton Lake CDP which depicts an average hourly earnings of $22.15 (7.4% larger). Comparing average hourly earnings to the United States average of $23.71, Calvin township is about 15.0% smaller. Also, in comparison with the state of Michigan, average hourly earnings of $23.87, Calvin township is about 15.8% smaller.

Figure 7 examines the number of self employed people in the Calvin township metro area based on the number of people who reported any self employment income. Calvin township depicts it has a percentage of people self employed of 7.5% which is the second most people self employed of all the places in the greater Calvin township region. The city with the highest percentage of people self employed in the area is Simonton Lake CDP which depicts a percentage self employed of 9.1% (20.8% larger).

Turning our attention to Figure 8, the median household income by age group, it has one of the largest proportions of median income-25 to 44 years at $52,663 of the total and is ranked #3. Only #2 Simonton Lake CDP ($57,904), and #1 Edwardsburg ($69,688) are larger. Second, it has one of the largest proportions of median income-45 to 64 years at $65,446 of the total and is ranked #3. Only #2 Bristol ($78,750), and #1 Simonton Lake CDP ($80,484) are larger. Third, it has one of the largest proportions of median income-65 years and over at $45,982 of the total and is ranked #2. The only larger city being Simonton Lake CDP with $54,500.

The next chart (Figure 11) shows the percentage of households that had retirement income over the last 12 months and it has a households with retirement income of 20.1% which is more than all other places in the greater Calvin township region.

In the next chart, Figure 12, the median family income is shown for families broken down by racial group and it has one of the largest proportions of overall family income at $61,875 of the total and is ranked #2. The only larger city being Edwardsburg with $63,500. Second, it has in the mid point range of other places in the metro area in order of white family income at $55,833 of the total.

Figure 13 shows the cost of living and other consumer spending categories for a variety of cost components from the Bureau of Labor Statistics. Calvin township depicts it has the hightest cost of 97.3 for the cost of miscellaneous items classification.

Calvin township Michigan Labor Force Charts

The next two charts look at very recent, monthly trended employment related performance using data estimated by economists at the Bureau of Labor Statistics (BLS). The BLS tracks unemployment statistics for a large number of areas throughout the country on a month to month basis. However, not every location in the U.S. is tracked by the BLS so the chart will only show the closest location available (which may be the same location.) Figure 14 shows the monthly unemployment rate for the area as well as a comparison to the overall national economy measure for the United States. Note that in March to April 2020, the Covid 19 recession or great recession occurred and affects this metric. It depicts that from February 2010 to before the disasterous COVID Pandemic the monthly unemployment rate went from 18.5% to 3.6% in December 2019. This represents a decrease in the monthly unemployment rate of 80.5%. Since that time, the monthly unemployment rate has gone to 3.6% This represents an increase in the monthly unemployment rate of very little. In Figure 15 the monthly labor force participation which are people actively looking for work are also defined as unemployed but do not include people who have given up looking for work. It depicts that from January 2010 to before the disasterous Covid-19 virus Pandemic the monthly labor force participation went from 22,606 to 25,959 in November 2019. This represents an increase in the monthly labor force participation of 14.8%. Since that time, the monthly labor force participation has gone to 25,959 This represents an increase in the monthly labor force participation of very little.

The next two charts look at the annual unemployment rate/eligible for unemployment benefits and is based on the American Community survey. Figure 16 shows Calvin township indicates it has an unemployment rate of 1.5% which is the smallest in terms of unemployment rate of all the other places in the metropolitan area. The city with the highest unemployment rate in the area is Cassopolis which shows a rate of 10.5% ( substantially bigger). Figure 17 shows the labor force participation using the estimated percentage of people either working or actively looking for work. Calvin township depicts it has a participation rate of 57.8% which is the second smallest when sorted by participation rate of all the other places in the local area.

The Components of Employment Status graph in Figure 18 shows the composition of the labor force broken down by employed, unemployed, and not in the labor force (but 16 years of age or older). Calvin township has the smallest proportion of unemployed at 1.5% of the total.

The percentage of full-time workers are compared to the number of part-time workers in Figure 19. Calvin township shows full time employees approximately 3.8 times bigger as the part time employees.

The next employment related data item is shown in Figure 21 which is the percentage of families with only a single earner in the greater Calvin township area. Calvin township shows it has a families with a single earner of 30.3% which is the third most families with a single earner of all other places in the greater Calvin township region. The city with the highest families with a single earner in the area is Simonton Lake CDP which shows a single earners rate of 33.5% (10.8% larger). The percentage of families with no one working is depicted in Figure 22. Calvin township shows it has a families with no one working of 31.6% which is the second most families with no one working of all the places in the greater Calvin township region. The city with the highest families with no one working in the area is Cassopolis which shows a families with no worker of 32.0% ( only slightly larger).

Calvin township Michigan Poverty Charts

The next section details economy analysis about poverty for residents of the Calvin township community. This performance can be enhanced by government programs such as economic opportunity zone to influence manufacturing, job growth, economic opportunity an hopefully lead to economic recovery after the recent Covid 19 recession. In Figure 23 the total number of people earning less than the poverty level are shown. Calvin township shows it has a total people earning less than the poverty level of 107 which is the second smallest when ranked by total people earning less than the poverty level of all the other places in the surrounding region. The city with the highest total people earning less than the poverty level in the area is Elkhart which depicts a total people earning less than the poverty level of 12,049 ( markedly bigger).

In Figure 24 the percentage of people earning less than the poverty level is shown and compared across the group of places. Calvin township indicates it has a percent of people earning less than the poverty level of 6.2% which is the smallest as measured by percent of people earning less than the poverty level of all the other places in the metro area. The city with the highest percent of people earning less than the poverty level in the area is Cassopolis which depicts a percent of people in poverty of 28.3% (approximately 4.5 times bigger).

In Figure 25 people who are in poverty are broken out by age group. Calvin township has the smallest proportion of person in poverty under 12 years at 6% of the total. Second, it has the second smallest in order of person in poverty under 12 years of all the other places in the local area when sorted by person in poverty 18 to 34 years at 20% of the total. Third, it has the largest proportion of person in poverty 35 to 54 years at 28% of the total and is ranked #1. Also, it has the largest proportion of person in poverty 65+ years at 26% of the total and is ranked #1.

The next chart, Figure 26, shows the percentage of people in poverty by racial group. Calvin township has the smallest proportion of white poverty rate at 7% of the total. Second, it has the second smallest in terms of white poverty rate of all the other places in the greater region when sorted by black poverty rate at 3% of the total.

Figure 27 shows key poverty statistics for groups based on marriage status. Calvin township has the smallest proportion of unmarried with children and in poverty at 6% of the total. Second, it has the smallest proportion of unmarried female with children and in poverty at 7% of the total.

The next chart looks at the percentage of people in poverty based on their education level in Figure 28 marriage status. Calvin township has the percentage of less than highschool in poverty the second smallest in order of less than highschool in poverty of all the other places in the local area at 15% of the total. Second, it has the smallest proportion of highschool graduate and in poverty at 3% of the total. Figure 29 looks at only those people who make less than the poverty level of income and breaks down there employment status. Calvin township has the largest proportion of people who are in poverty and employed at 26.2% of the total and is ranked #1. Additionally, Figure 30 looks at the percentage of people who receive some form of public assistance including general assistance, temporary assistance or food stamps (i.e. SNAP.) Calvin township depicts it has a households with public assistance of 11.1% which is the second smallest in order of households with public assistance of all the other places in the metro area. The city with the highest households with public assistance in the area is Vandalia which shows a households with public assistance of 40.0% (approximately 3.6 times bigger).

Figure 31 shows the "Gini Index of Income Inequality" with a range from zero (perfect equality) to one (perfect inequality). Calvin township shows it has a the gini index of 39.1% which is less than most other places in the metro area.

Calvin township Michigan Work Commute Charts

The following set of charts detail a variety of metrics that have economic impact, economic grow factors and economic development metrics in the Calvin township community and has an impact on other factors such as economic growth, population growth, economic recovery, job growth, etc.. Figure 32 shows a high level view of how the population commutes to work (including the percent of people who work from home.) Calvin township has the largest proportion of people who work at home at 4% of the total and is ranked #1. Figure 33 shows a more detailed view of how the population commutes to work for (for example to downtown Calvin township or elsewhere.) Calvin township has the largest proportion of people who take the railroad at 1% of the total and is ranked #1. Second, it has the largest proportion of people who work at home at 4% of the total and is ranked #1.

In Figure 35 is shown a frequency distribution of the time that people leave for work. Calvin township has one of the largest proportions of people who leave for work between 12am to 5am at 17% of the total and is ranked #3. Only #2 Elkhart (19%), and #1 Bristol (21%) are larger. Second, it has the largest proportion of people who leave for work between 630 am to 7am at 11% of the total and is ranked #1. Third, it has the smallest proportion of people who leave for work between 9am to 10am at 3% of the total.

The next graph in Figure 36 shows the average number of minutes that it takes for people to commute to work. Calvin township has the smallest proportion of people with commute time of less than 5 minutesutes at 2% of the total. Second, it has the smallest proportion of people with commute time between 5 to 9 minutes at 2% of the total. Third, it has the second smallest when sorted by people with commute time of less than 5 minutes of all the other places in the metropolitan area when sorted by people with commute time between 10 to 14 minutes at 7% of the total. Also, it has the smallest proportion of people with commute time between 60 to 89 minutes at 1% of the total.

The average commute time is shown in Figure 37. Calvin township shows it has an average commute time of 26 which is the highest of all places in the greater Calvin township region. Figure 38 shows the difference between male versus female commuting time. Calvin township shows average commute time in minutes for men 13.9% larger as the average commute time in minutes for women. Figure 40 shows the total number of vehicles available for transportation and Calvin township has the percentage of no vehicle available less than most other places in the metro area at 1% of the total. Second, it has the smallest proportion of 1 vehicle available at 13% of the total. Third, it has the largest proportion of 4 vehicles available at 12% of the total and is ranked #1. Also, it has the largest proportion of 5 or more vehicles available at 8% of the total and is ranked #1.

Calvin township Michigan Jobs Charts

The next to charts break out the median earnings for major job categories for men and women. Figure 46 shows the median earnings of men for the job categories. Calvin township depicts it has the hightest median earnings of $97,500 for the management, business, and financial occupations category. Similarly, Figure 47 shows the median earnings of women for the job categories and Calvin township depicts it has the hightest median earnings of $90,000 for the earnings-healthcare practitioners and tech occupations grouping. The table in Figure 48, shows Calvin township employment data in terms of job categories and salary data.

Calvin township Michigan Self Employment Charts

Figure 49 shows economic activity in terms of the number of people who are self employed in incorporated local business by industry. Calvin township shows it has the hightest entrepreneurs of 52% for the self employed in sales and office related businesses aggregate.

Similar to the last chart is Figure 50 which shows the number of people who are self employed but in more detailed industry categories such as manufacturing, retail sales, residential real estate, commercial real estate, health care, exports/imports, and advanced industries, etc. Calvin township depicts it has the hightest entrepreneurs of 38% for the self employed in retail trade aggregate.

In Figure 51 the average annual self employment/entrepreneur income is shown. Calvin township shows it has an average annual self employment income of $44,898 which is the third most average annual self employment income of all other places in the greater Calvin township region. The city with the highest average annual self employment income in the area is Simonton Lake CDP which shows an average annual self employment income of $64,155 (42.9% larger). Comparing average annual self employment income to the United States average of $37,819, Calvin township is 18.7% larger. Also, versus the state of Michigan, average annual self employment income of $31,109, Calvin township is 44.3% larger.

Figure 52 shows the difference between the number of self employed men and self employed women (i.e. entrepreneurs.) Calvin township shows total number of self-employed men approximately 3.7 times bigger as the total number of self-employed women.