Utica CDP Kentucky Area Home Supply Charts

This page looks at a variety of Utica CDP Kentucky housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Utica CDP shows it has a Housing Units of 102 which is the smallest as measured by housing units of all the other places in the metro area.

Figure 2 illustrates the housing density in the Utica CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Utica CDP depicts it has a Housing Density of 97.1 which is the second smallest when sorted by housing density of all the other places in the area. The place with the highest housing density in the area is Owensboro which shows a density of 1365.5 ( considerably bigger). Comparing housing density to the United States average of 39.5, Utica CDP is approximately 2.5 times bigger. Also, compared to the state of Kentucky, housing density of 50.5, Utica CDP is about twice as large.

In Figure 4, Utica CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Utica CDP depicts it has a Housing Unit Change of -19.7% which is the smallest as measured by change in the housing units of all the other places in the metro area. The place with the highest change in the housing units in the area is Masonville CDP which depicts a housing units of 91.7% (approximately 4.7 times bigger). Comparing change in the housing units to the United States average of 7.4%, Utica CDP is approximately 2.7 times bigger. Also, compared to the state of Kentucky, change in the housing units of 3.2%, Utica CDP is very much bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Utica CDP depicts it has a Renter Percent of 26.1% which is in the mid range of other places in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 73.9% which is in the center range of other places in the local area.

Utica CDP Kentucky Home Cost Charts

Looking at the housing data provided in Figure 7, the average Utica CDP home price is illustrated for this community and a useful analysis of affordable housing. Utica CDP shows it has a Median Home Value of $84,700 which is the second smallest in terms of median home price of all the other places in the greater region. The place with the highest median home price in the area is Masonville CDP which shows a home price of $175,100 (about twice as large).

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Utica CDP has one of the largest proportions of home price worth less than $50,000 at 53% of the total and is ranked #2. The only larger place being Island with 54%. Second, it has the smallest proportion of home price worth between $50,000 to $100,000 at 12% of the total. Third, it has the largest proportion of home price worth between $200,000 to $300,000 at 24% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Utica CDP depicts it has a Median Owner Cost of $829 which is the third most median ownership cost of all other places in the greater Utica CDP region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Utica CDP metro area. it has a Owner Cost as % of HH Income of 18% which is the highest of all places in the greater Utica CDP region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Utica CDP depicts it has a Median Home Value as Percent of Median Earnings of 239% which is in the mid point range of other places in the metropolitan area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Utica CDP depicts it has a Median Owner Costs-With Mortgage of $829 which is the second smallest as measured by median housing cost of all the other places in the area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Utica CDP has one of the largest proportions of owner cost between $300 and $500 at 25% of the total and is ranked #2. The only larger place being Calhoun with 27%. Second, it has the largest proportion of owner cost between $500 and $700 at 40% of the total and is ranked #1. Third, it has one of the largest proportions of owner cost between $700 and $1,000 at 35% of the total and is ranked #2. The only larger place being Masonville CDP with 36%.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Utica CDP depicts it has a % of Income Owner Costs-With Mortgage of 18% which is the second smallest in terms of cost as a percent of household income of all the other places in the area. The place with the highest cost as a percent of household income in the area is Island which depicts a cost as a percent of household income of 22% (17.3% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Utica CDP has the largest proportion of rent as a percent of income is between 40pct to 50pct at 42% of the total and is ranked #1.



Figure 23 shows the rental rate distribution for this area. Utica CDP Kentucky has one of the largest proportions of rent between 300 and 500 dollars at 42% of the total and is ranked #2. The only larger place being Calhoun with 46%.

Utica CDP Kentucky Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Utica CDP has the largest proportion of With mortgage at 100% of the total and is ranked #1.

Utica CDP Kentucky Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 4.6 which is ranked #1 of all places in the greater Utica CDP region. Comparing family members per housing unit to the United States average of 3.3, Utica CDP is 39.8% larger. Also, measured against the state of Kentucky, family members per housing unit of 3.2, Utica CDP is 45.3% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.1 which is the largest of all places in the greater Utica CDP region. Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1971 which is in the middle range of other places in the surrounding region. The place with the highest year built in the area is Masonville CDP which depicts a year built of 1989 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2000 to 2009 at 26% of the total and is ranked #1. Second, it has the largest proportion of homes built between 1950 to 1959 at 30% of the total and is ranked #1. Third, it has one of the largest proportions of homes built between 1940 to 1949 at 18% of the total and is ranked #2. The only larger place being Calhoun with 18%.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the smallest proportion of owner housing units at 24 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. has the percentage of 50 or more units the second smallest in order of one unit detached of all the other places in the local area at 6% of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has one of the largest proportions of value of homes built 2000 to 2009 at $87,100 of the total and is ranked #3. Only #2 Owensboro ($177,200), and #1 Masonville CDP ($258,300) are larger.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Utica CDP residents. it has a Owner-Household Size of 3.5 which is the highest of all places in the greater Utica CDP region.

Figure 37 shows the household size for renters. Utica CDP depicts it has a Renter-Household Size of 3.6 which is the second most renter household sizes of all the places in the greater Utica CDP region. The place with the highest renter household size in the area is Centertown which depicts a renter household sizes of 4.5 (24.9% larger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2019 or later at 41% of the total and is ranked #1. Second, it has the largest proportion of owners moved in 2010 to 2014 at 33% of the total and is ranked #1. Third, it has the largest proportion of owners moved in 2000 to 2009 at 26% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Utica CDP has the largest proportion of renters moved in 2000 to 2009 at 88% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2000 which is the second smallest when sorted by median year that a home owner moved in of all the other places in the local area.