Robertson County Area Home Supply Charts

This page looks at a variety of Robertson County Kentucky housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Robertson County shows it has a Housing Units of 1,080 which is the smallest when sorted by housing units of all the other counties in the local area.

Figure 2 illustrates the housing density in the Robertson County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Robertson County depicts it has a Housing Density of 10.8 which is the smallest when ranked by housing density of all the other counties in the local area. The county with the highest housing density in the area is Mason County which indicates a density of 34.0 (approximately 3.1 times bigger). Comparing housing density to the United States average of 38.9, Robertson County is approximately a third the size. Also, measured against the state of Kentucky, housing density of 50.4, Robertson County is approximately a fifth the size.

In Figure 4, Robertson County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Robertson County depicts it has a Housing Unit Change of -1.4% which is the smallest in order of change in the housing units of all the other counties in the metro area. The county with the highest change in the housing units in the area is Fleming County which depicts a housing units of 1.2% ( about the same size). Comparing change in the housing units to the United States average of 5.7%, Robertson County is about the same size. Also, compared to the state of Kentucky, change in the housing units of 2.9%, Robertson County is about the same size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Robertson County depicts it has a Renter Percent of 25.1% which is the second smallest when sorted by renter percent of all the other counties in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 74.9% which is the second most owner percent of all the counties in the greater Robertson County region.

Robertson County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Robertson County home price is illustrated for this community and a useful analysis of affordable housing. Robertson County depicts it has a Median Home Value of $114,700 which is in the middle range of other counties in the greater region. The county with the highest median home price in the area is Harrison County which depicts a home price of $140,000 (22.1% larger). Figure 8 provides aggregate comparative data for the Robertson County Kentucky metro area in terms of the median housing rental rate, apartment rent, etc. Robertson County depicts it has a Median Gross Rent of $556 which is the smallest in order of rental rates of all the other counties in the surrounding region. The county with the highest rental rates in the area is Pendleton County which depicts a rental rates of $756 (36.0% larger). Comparing rental rates to the United States average of $1,062, Robertson County is approximately half the size. Also, compared with the state of Kentucky, rental rates of $763, Robertson County is approximately three-fourths the size.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Robertson County has the smallest proportion of home price worth between $50,000 to $100,000 at 25% of the total. Second, it has the largest proportion of home price worth between $400,000 to $500,000 at 6% of the total and is ranked #1. Third, it has the largest proportion of home price worth between $750,000 to $1,000,000 at 3% of the total and is ranked #1. Also, it has the largest proportion of home price worth between $1,000,000 to $1,500,000 at 3% of the total and is ranked #1. In addition, it has the largest proportion of home price worth between $1,500,000 to $2,000,000 at 3% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Robertson County depicts it has a Median Owner Cost of $473 which is the smallest in order of median ownership cost of all the other counties in the metropolitan area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Robertson County metro area. it has a Owner Cost as % of HH Income of 17% which is the second most cost as a percent of household income of all the counties in the greater Robertson County region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Robertson County shows it has a Median Home Value as Percent of Median Earnings of 271% which is the third most median home value as a percent of median worker earnings of all other counties in the greater Robertson County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Robertson County depicts it has a Median Owner Costs-With Mortgage of $1,185 which is the second most median housing cost of all the counties in the greater Robertson County region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $340 which is in the mid range of other counties in the local area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Robertson County has the largest proportion of owner cost less than $300 at 39% of the total and is ranked #1. Second, it has the smallest proportion of owner cost between $300 and $500 at 9% of the total. Third, it has the smallest proportion of owner cost between $500 and $700 at 14% of the total. Also, it has the smallest proportion of owner cost between $700 and $1,000 at 8% of the total. In addition, it has the largest proportion of owner cost between $1,000 and $1,500 at 13% of the total and is ranked #1. Furthermore, it has the largest proportion of owner cost between $3,500 and $4,000 at 2% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Robertson County shows it has a % of Income Owner Costs-With Mortgage of 22% which is ranked #1 of all counties in the greater Robertson County region. Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Robertson County shows it has a % of Income Owner Costs-No Mortgage of 12% which is the highest of all counties in the greater Robertson County region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Robertson County has the largest proportion of rent as a percent of income is less than 10 pct at 27% of the total and is ranked #1. Second, it has the smallest proportion of rent as a percent of income is between 10pct to 20pct at 11% of the total. Third, it has the largest proportion of rent as a percent of income is between 20pct to 30pct at 18% of the total and is ranked #1. Also, it has the second smallest in order of rent as a percent of income is less than 10 pct of all the other counties in the metro area when ranked by rent as a percent of income is between 40pct to 50pct at 16% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Robertson County has the largest proportion of housing cost less than $300 at 32% of the total and is ranked #1. Second, it has the smallest proportion of housing cost between $300 and $500 at 13% of the total. Third, it has the smallest proportion of housing cost between $500 and $700 at 17% of the total. Also, it has the smallest proportion of housing cost between $700 and $1,000 at 6% of the total. In addition, it has the largest proportion of housing cost between $1,000 and $1,500 at 10% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $894 which is less than most other counties in the greater region. The county with the highest median real estate taxes paid in the area is Pendleton County which depicts a taxes paid of $1,183 (32.3% larger). Comparing median real estate taxes paid to the United States average of $2,471, Robertson County is approximately a third the size. Also, measured against the state of Kentucky, median real estate taxes paid of $1,210, Robertson County is approximately three-fourths the size.

Figure 22 shows the percentage of renters who pay for utilities in Robertson County Kentucky. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Robertson County has the percentage of pay extra for utilities less than most other counties in the metro area at 2% of the total.

Figure 23 shows the rental rate distribution for this area. Robertson County Kentucky has the largest proportion of rent less than 300 dollars at 28% of the total and is ranked #1. Second, it has the largest proportion of rent between 300 and 500 dollars at 53% of the total and is ranked #1.

Robertson County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Robertson County has the smallest proportion of with mortgage at 2% of the total. Second, it has the smallest proportion of 2nd mortgage at 1% of the total. Third, it has the smallest proportion of both 2nd mortgage and heloc at 40% of the total. Also, it has the largest proportion of no 2nd mortgage and no heloc at 57% of the total and is ranked #1.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Robertson County has the largest proportion of houses with mortgages at 57% of the total and is ranked #1.

Robertson County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.1 which is in the mid range of other counties in the metropolitan area. The county with the highest family members per housing unit in the area is Pendleton County which shows a family members per housing unit of 3.3 (8.0% larger). Comparing family members per housing unit to the United States average of 3.3, Robertson County is about 7.2% smaller. Also, in contrast to the state of Kentucky, family members per housing unit of 3.1, Robertson County is about the same size.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.8 which is in the middle range of other counties in the metro area. The county with the highest average number of rooms in a house in the area is Mason County which depicts an average number of rooms in a house of 6.0 (only about 3.4% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1969 which is the second smallest in order of year built of all the other counties in the area. The county with the highest year built in the area is Fleming County which shows a year built of 1986 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built in 2014 or later at 6% of the total and is ranked #1. Second, it has one of the largest proportions of homes built between 2010 to 2013 at 17% of the total and is ranked #3. Only #2 Harrison County (17%), and #1 Fleming County (19%) are larger. Third, it has the smallest proportion of homes built between 2000 to 2009 at 6% of the total. Also, it has the smallest proportion of homes built between 1990 to 1999 at 6% of the total. In addition, it has the largest proportion of homes built between 1970 to 1979 at 12% of the total and is ranked #1. Furthermore, it has the smallest proportion of homes built between 1960 to 1969 at 6% of the total. Next it has one of the largest proportions of homes built between 1940 to 1949 at 29% of the total and is ranked #2. The only larger county being Bracken County with 30%.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the smallest proportion of owner housing units at 216 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of mobile home at 1% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2010 to 2013 at $230,000 of the total and is ranked #1. Second, it has less than most other counties in the area in terms of value of homes built 2000 to 2009 at $91,400 of the total. Third, it has the smallest proportion of value of homes built 1990 to 1999 at $54,400 of the total. Also, it has the largest proportion of value of homes built 1980 to 1989 at $165,000 of the total and is ranked #1. In addition, it has one of the largest proportions of value of homes built 1970 to 1979 at $106,300 of the total and is ranked #2. The only larger county being Harrison County with $158,300. Furthermore, it has less than most other counties in the metro area in order of value of homes built 1960 to 1969 at $75,000 of the total. Next it has the largest proportion of value of homes built 1950 to 1959 at $108,800 of the total and is ranked #1. Additionally, it has one of the largest proportions of value of homes built 1940 to 1949 at $115,900 of the total and is ranked #2. The only larger county being Harrison County with $127,900.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has the largest proportion of occupied housing units at 20% of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Robertson County residents. it has a Owner-Household Size of 2.4 which is the smallest as measured by homeowner household size of all the other counties in the greater region. The county with the highest homeowner household size in the area is Pendleton County which depicts a homeowner household size of 2.7 (14.8% larger).

Figure 37 shows the household size for renters. Robertson County shows it has a Renter-Household Size of 2.4 which is less than most other counties in the local area. The county with the highest renter household size in the area is Bracken County which shows a renter household sizes of 2.8 (13.5% larger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2017 or later at 19% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2015 to 2016 at 15% of the total. Figure 39 shows the year that people who rent moved into the area. Robertson County has one of the largest proportions of renters moved in 2017 or later at 28% of the total and is ranked #3. Only #2 Nicholas County (29%), and #1 Mason County (35%) are larger. Second, it has one of the largest proportions of renters moved in 2015 to 2016 at 41% of the total and is ranked #2. The only larger county being Bracken County with 65%.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2005 which is at the top of all other counties in the greater Robertson County region. Figure 41 compares the median year that renters moved into their home. Robertson County depicts it has a Renter Median Year Moved In of 2013 which is less than most other counties in the local area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has one of the largest proportions of home using bottled, tank, or lp gas at 58% of the total and is ranked #2. The only larger county being Fleming County with 63%. Second, it has the smallest proportion of home using electricity at 0% of the total. Third, it has one of the largest proportions of homes using coal or coke at 14% of the total and is ranked #2. The only larger county being Fleming County with 14%. Also, it has in the mid range of other counties in the local area when ranked by homes using solar energy at 1% of the total.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Robertson County housing department, Kentucky department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Robertson County depicts it has a Total In Group Quarters of 64 which is less than most other counties in the metropolitan area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Robertson County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Robertson County has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.