Ohio County Area Home Supply Charts

This page looks at a variety of Ohio County Kentucky housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Ohio County depicts it has a Housing Units of 10,386 which is in the middle range of other counties in the metro area.

Figure 2 illustrates the housing density in the Ohio County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Ohio County shows it has a Housing Density of 17.7 which is less than most other counties in the metro area. The county with the highest housing density in the area is Daviess County which depicts a density of 94.1 ( considerably bigger). Comparing housing density to the United States average of 38.9, Ohio County is approximately half the size. Also, compared to the state of Kentucky, housing density of 50.4, Ohio County is approximately a third the size.

In Figure 4, Ohio County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Ohio County depicts it has a Housing Unit Change of 1.6% which is the second most housing units of all the counties in the greater Ohio County region. The county with the highest change in the housing units in the area is Daviess County which depicts a housing units of 4.0% (approximately 2.5 times bigger). Comparing change in the housing units to the United States average of 5.7%, Ohio County is approximately a third the size. Also, in contrast to the state of Kentucky, change in the housing units of 2.9%, Ohio County is approximately half the size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Ohio County depicts it has a Renter Percent of 23.9% which is in the mid range of other counties in the surrounding region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 76.1% which is in the middle range of other counties in the local area.

Ohio County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Ohio County home price is illustrated for this community and a useful analysis of affordable housing. Ohio County depicts it has a Median Home Value of $92,500 which is the second smallest as measured by median home price of all the other counties in the metropolitan area. The county with the highest median home price in the area is Daviess County which indicates a home price of $133,600 (44.4% larger). Figure 8 provides aggregate comparative data for the Ohio County Kentucky metro area in terms of the median housing rental rate, apartment rent, etc. Ohio County depicts it has a Median Gross Rent of $627 which is the third most rental rates of all other counties in the greater Ohio County region. The county with the highest rental rates in the area is Daviess County which depicts a rental rates of $769 (22.6% larger). Comparing rental rates to the United States average of $1,062, Ohio County is approximately three-fourths the size. Also, compared to the state of Kentucky, rental rates of $763, Ohio County is about 21.7% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Ohio County has one of the largest proportions of home price worth less than $50,000 at 34% of the total and is ranked #2. The only larger county being Butler County with 36%. Second, it has the smallest proportion of home price worth between $50,000 to $100,000 at 28% of the total. Third, it has the largest proportion of home price worth between $750,000 to $1,000,000 at 2% of the total and is ranked #1. Also, it has the largest proportion of home price worth between $1,000,000 to $1,500,000 at 2% of the total and is ranked #1. In addition, it has the largest proportion of home price worth between $1,500,000 to $2,000,000 at 2% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Ohio County depicts it has a Median Owner Cost of $598 which is the third most median ownership cost of all other counties in the greater Ohio County region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Ohio County metro area. it has a Owner Cost as % of HH Income of 14% which is the third most of all other counties in the greater region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Ohio County depicts it has a Median Home Value as Percent of Median Earnings of 256% which is the third most median home value as a percent of median worker earnings of all other counties in the greater Ohio County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Ohio County shows it has a Median Owner Costs-With Mortgage of $936 which is the smallest when ranked by median housing cost of all the other counties in the area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $314 which is the second smallest when sorted by median housing cost of all the other counties in the surrounding region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Ohio County has one of the largest proportions of owner cost less than $300 at 27% of the total and is ranked #2. The only larger county being Grayson County with 28%. Second, it has the smallest proportion of owner cost between $1,000 and $1,500 at 4% of the total. Third, it has the smallest proportion of owner cost between $1,500 and $2,000 at 1% of the total. Also, it has the largest proportion of owner cost between $3,500 and $4,000 at 2% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Ohio County depicts it has a % of Income Owner Costs-With Mortgage of 20% which is the second most cost as a percent of household income of all the counties in the greater Ohio County region. The county with the highest cost as a percent of household income in the area is Grayson County which depicts a cost as a percent of household income of 21% (8.1% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Ohio County shows it has a % of Income Owner Costs-No Mortgage of 9% which is in the mid range of other counties in the area. The county with the highest cost as a percent of household income in the area is Grayson County which depicts a cost as a percent of household income of 11% (18.9% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Ohio County has one of the largest proportions of rent as a percent of income is less than 10 pct at 25% of the total and is ranked #2. The only larger county being Hancock County with 31%. Second, it has the smallest proportion of rent as a percent of income is between 30pct to 40pct at 4% of the total. Third, it has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 18% of the total and is ranked #3. Only #2 Muhlenberg County (19%), and #1 Daviess County (21%) are larger.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Ohio County has the smallest proportion of housing cost between $1,000 and $1,500 at 3% of the total. Second, it has the smallest proportion of housing cost between $1,500 and $2,000 at 1% of the total. Third, it has the largest proportion of housing cost between $2,500 and $3,000 at 1% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $612 which is less than most other counties in the metro area. The county with the highest median real estate taxes paid in the area is Daviess County which indicates a taxes paid of $1,267 (about twice as large). Comparing median real estate taxes paid to the United States average of $2,471, Ohio County is approximately a quarter the size. Also, measured against the state of Kentucky, median real estate taxes paid of $1,210, Ohio County is approximately half the size.

Figure 22 shows the percentage of renters who pay for utilities in Ohio County Kentucky. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Ohio County has the percentage of pay extra for utilities the second smallest in order of pay extra for utilities of all the other counties in the local area at 3% of the total.

Figure 23 shows the rental rate distribution for this area. Ohio County Kentucky has the largest proportion of rent less than 300 dollars at 20% of the total and is ranked #1. Second, it has one of the largest proportions of rent between 500 and 750 dollars at 27% of the total and is ranked #2. The only larger county being Daviess County with 34%.

Ohio County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.1 which is the third most family members per housing unit of all other counties in the greater Ohio County region. The county with the highest family members per housing unit in the area is Grayson County which depicts a family members per housing unit of 3.3 (only about 5.8% larger). Comparing family members per housing unit to the United States average of 3.3, Ohio County is about 6.2% smaller. Also, compared to the state of Kentucky, family members per housing unit of 3.1, Ohio County is about the same size.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.7 which is the second most average number of rooms in a house of all the counties in the greater Ohio County region. The county with the highest average number of rooms in a house in the area is McLean County which depicts an average number of rooms in a house of 5.8 ( only slightly larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1981 which is the third most year built of all other counties in the greater Ohio County region. The county with the highest year built in the area is Grayson County which depicts a year built of 1984 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has one of the largest proportions of homes built between 2010 to 2013 at 16% of the total and is ranked #2. The only larger county being Grayson County with 18%. Second, it has the smallest proportion of homes built between 1990 to 1999 at 12% of the total. Third, it has the smallest proportion of homes built between 1970 to 1979 at 10% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units in the mid range of other counties in the area at 2,182 of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the percentage of value of homes built 2014 or later in the mid point range of other counties in the metropolitan area at $149,000 of the total. Second, it has less than most other counties in the local area when ranked by value of homes built 2010 to 2013 at $121,800 of the total. Third, it has in the center range of other counties in the metropolitan area when sorted by value of homes built 2000 to 2009 at $90,800 of the total. Also, it has less than most other counties in the metropolitan area in order of value of homes built 1990 to 1999 at $92,900 of the total. In addition, it has the second smallest in terms of value of homes built 2014 or later of all the other counties in the local area when ranked by value of homes built 1980 to 1989 at $92,500 of the total. Furthermore, it has the second smallest as measured by value of homes built 2014 or later of all the other counties in the greater region in order of value of homes built 1970 to 1979 at $87,200 of the total. Next it has one of the largest proportions of value of homes built 1960 to 1969 at $88,100 of the total and is ranked #2. The only larger county being Daviess County with $98,800. Additionally, it has the second smallest when sorted by value of homes built 2014 or later of all the other counties in the metro area when ranked by value of homes built 1950 to 1959 at $67,600 of the total. And then, it has the smallest proportion of value of homes built 1940 to 1949 at $68,200 of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Ohio County residents. it has a Owner-Household Size of 2.6 which is the third most of all other counties in the greater region. The county with the highest homeowner household size in the area is Muhlenberg County which depicts a homeowner household size of 2.7 (only about 2.6% larger).

Figure 37 shows the household size for renters. Ohio County depicts it has a Renter-Household Size of 2.5 which is the third most renter household sizes of all other counties in the greater Ohio County region. The county with the highest renter household size in the area is Grayson County which depicts a renter household sizes of 2.5 (only about 3.7% larger). Figure 38 shows the year that people who own homes moved into this region. has the smallest proportion of owners moved in 2000 to 2009 at 15% of the total. Figure 39 shows the year that people who rent moved into the area. Ohio County has one of the largest proportions of renters moved in 2017 or later at 30% of the total and is ranked #3. Only #2 Muhlenberg County (32%), and #1 Grayson County (34%) are larger. Second, it has one of the largest proportions of renters moved in 2015 to 2016 at 39% of the total and is ranked #2. The only larger county being Hancock County with 49%. Third, it has the smallest proportion of renters moved in 2010 to 2014 at 8% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2004 which is the second most median year that a home owner moved in of all the counties in the greater Ohio County region. Figure 41 compares the median year that renters moved into their home. Ohio County depicts it has a Renter Median Year Moved In of 2015 which is the most of all counties in the greater Ohio County region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has one of the largest proportions of homes using coal or coke at 6% of the total and is ranked #2. The only larger county being Grayson County with 7%.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Ohio County housing department, Kentucky department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Ohio County shows it has a Total In Group Quarters of 306 which is the third most number of people in group quarters of all other counties in the greater Ohio County region.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Ohio County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Ohio County has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.