Cecilia CDP Kentucky Area Home Supply Charts

This page looks at a variety of Cecilia CDP Kentucky housing market data taken from the most recent 2021 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Cecilia CDP depicts it has a Housing Units of 202 which is the second smallest when ranked by housing units of all the other places in the metropolitan area.

Figure 2 illustrates the housing density in the Cecilia CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Cecilia CDP depicts it has a Housing Density of 144.1 which is the second smallest in terms of housing density of all the other places in the local area. The place with the highest housing density in the area is Radcliff which shows a density of 815.6 ( very much bigger). Comparing housing density to the United States average of 39.2, Cecilia CDP is approximately 3.7 times bigger. Also, measured against the state of Kentucky, housing density of 50.6, Cecilia CDP is approximately 2.8 times bigger.

In Figure 4, Cecilia CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Cecilia CDP shows it has a Housing Unit Change of -16.5% which is the second smallest in order of change in the housing units of all the other places in the surrounding region. The place with the highest change in the housing units in the area is Sonora which shows a housing units of 43.2% (approximately 2.6 times bigger). Comparing change in the housing units to the United States average of 6.5%, Cecilia CDP is approximately 2.6 times bigger. Also, measured against the state of Kentucky, change in the housing units of 3.5%, Cecilia CDP is approximately 4.7 times bigger. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 100.0% which is more than all other places in the greater Cecilia CDP region.

Cecilia CDP Kentucky Home Cost Charts

Looking at the housing data provided in Figure 7, the average Cecilia CDP home price is illustrated for this community and a useful analysis of affordable housing. Cecilia CDP shows it has a Median Home Value of $118,800 which is the second smallest in order of median home price of all the other places in the greater region. The place with the highest median home price in the area is Rineyville CDP which depicts a home price of $189,500 (59.5% larger).

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Cecilia CDP has one of the largest proportions of home price worth less than $50,000 at 36% of the total and is ranked #2. The only larger place being Big Clifty CDP with 37%. Second, it has the smallest proportion of home price worth between $50,000 to $100,000 at 23% of the total. Third, it has one of the largest proportions of home price worth between $100,000 to $200,000 at 36% of the total and is ranked #2. The only larger place being Rineyville CDP with 43%.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Cecilia CDP shows it has a Median Owner Cost of $682 which is the second smallest when sorted by median ownership cost of all the other places in the local area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Cecilia CDP metro area. it has a Owner Cost as % of HH Income of 9% which is the smallest in order of cost as a percent of household income of all the other places in the local area.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Cecilia CDP depicts it has a Median Home Value as Percent of Median Earnings of 248% which is the second smallest in terms of median home value as a percent of median worker earnings of all the other places in the local area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Cecilia CDP shows it has a Median Owner Costs-With Mortgage of $1,179 which is in the middle range of other places in the metro area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $460 which is the largest of all places in the metropolitan area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Cecilia CDP has the percentage of owner cost between $700 and $1,000 the second smallest in terms of owner cost less than $300 of all the other places in the local area at 24% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Cecilia CDP shows it has a % of Income Owner Costs-With Mortgage of 19% which is less than most other places in the local area. The place with the highest cost as a percent of household income in the area is Radcliff which depicts a cost as a percent of household income of 20% (only about 3.6% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Cecilia CDP depicts it has a % of Income Owner Costs-No Mortgage of 9% which is in the middle range of other places in the metropolitan area. The place with the highest cost as a percent of household income in the area is Big Clifty CDP which shows a cost as a percent of household income of 25% (approximately 2.8 times bigger).

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Cecilia CDP has the largest proportion of housing cost less than $300 at 43% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $1,044 which is in the mid range of other places in the area. The place with the highest median real estate taxes paid in the area is Vine Grove which depicts a taxes paid of $1,497 (43.4% larger). Comparing median real estate taxes paid to the United States average of $2,551, Cecilia CDP is approximately half the size. Also, measured against the state of Kentucky, median real estate taxes paid of $1,252, Cecilia CDP is about 19.9% smaller.

Cecilia CDP Kentucky Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Cecilia CDP has the smallest proportion of With mortgage at 19% of the total. Second, it has the largest proportion of No 2nd Mortgage or HELOC at 29% of the total and is ranked #1. Third, it has the largest proportion of Primary Mortgage with 2nd Mortgage and HELOC at 29% of the total and is ranked #1. Also, it has one of the largest proportions of With HELOC no Primary Mortgage at 51% of the total and is ranked #2. The only larger place being Big Clifty CDP with 69%.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Cecilia CDP has one of the largest proportions of houses with mortgages at 51% of the total and is ranked #2. The only larger place being Big Clifty CDP with 69%.

Cecilia CDP Kentucky Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 2.7 which is the smallest as measured by family members per housing unit of all the other places in the surrounding region. The place with the highest family members per housing unit in the area is Sonora which depicts a family members per housing unit of 3.8 (39.7% larger). Comparing family members per housing unit to the United States average of 3.3, Cecilia CDP is about 20.9% smaller. Also, measured against the state of Kentucky, family members per housing unit of 3.1, Cecilia CDP is about 14.7% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 6.5 which is the highest of all places in the greater Cecilia CDP region. Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1957 which is the smallest when ranked by year built of all the other places in the surrounding region. The place with the highest year built in the area is Sonora which shows a year built of 2002 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2000 to 2009 at 19% of the total and is ranked #1. Second, it has the largest proportion of homes built between 1960 to 1969 at 22% of the total and is ranked #1. Third, it has the largest proportion of homes built between 1940 to 1949 at 35% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2000 to 2009 at $239,600 of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Cecilia CDP residents. it has a Owner-Household Size of 2.7 which is less than most other places in the greater region. The place with the highest homeowner household size in the area is Sonora which depicts a homeowner household size of 3.3 (20.9% larger). Figure 38 shows the year that people who own homes moved into this region. it has one of the largest proportions of owners moved in 2019 or later at 27% of the total and is ranked #3. Only #2 Vine Grove (33%), and #1 Rineyville CDP (49%) are larger. Second, it has one of the largest proportions of owners moved in 2015 to 2018 at 26% of the total and is ranked #2. The only larger place being Elizabethtown with 30%. Third, it has one of the largest proportions of owners moved in 2010 to 2014 at 36% of the total and is ranked #2. The only larger place being Big Clifty CDP with 56%. Also, it has the smallest proportion of owners moved in 2000 to 2009 at 4% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2010 which is the second most median year that a home owner moved in of all the places in the greater Cecilia CDP region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of home using bottled, tank, or lp gas the second smallest as measured by homes using natural gas of all the other places in the area at 62% of the total.