Calvert City Kentucky Area Home Supply Charts

This page looks at a variety of Calvert City Kentucky housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Calvert City indicates it has a Housing Units of 1,241 which is the second most housing units of all the places in the greater Calvert City region.

Figure 2 illustrates the housing density in the Calvert City housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Calvert City depicts it has a Housing Density of 68.5 which is the smallest when sorted by housing density of all the other places in the metro area. The city with the highest housing density in the area is Reidland CDP which shows a density of 382.3 ( substantially bigger). Comparing housing density to the United States average of 38.9, Calvert City is 76.2% larger. Also, measured against the state of Kentucky, housing density of 50.4, Calvert City is 36.0% larger.

In Figure 4, Calvert City area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Calvert City shows it has a Housing Unit Change of 7.5% which is in the mid point range of other places in the greater region. The city with the highest change in the housing units in the area is Gilbertsville CDP which depicts a housing units of 17.9% (approximately 2.4 times bigger). Comparing change in the housing units to the United States average of 5.7%, Calvert City is 32.6% larger. Also, in contrast to the state of Kentucky, change in the housing units of 2.9%, Calvert City is approximately 2.6 times bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Calvert City shows it has a Renter Percent of 23.9% which is in the mid range of other places in the metro area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 76.1% which is in the middle range of other places in the surrounding region.

Calvert City Kentucky Home Cost Charts

Looking at the housing data provided in Figure 7, the average Calvert City home price is illustrated for this community and a useful analysis of affordable housing. Calvert City depicts it has a Median Home Value of $106,200 which is the second smallest as measured by median home price of all the other places in the greater region. The city with the highest median home price in the area is Reidland CDP which depicts a home price of $156,700 (47.6% larger). Figure 8 provides aggregate comparative data for the Calvert City Kentucky metro area in terms of the median housing rental rate, apartment rent, etc. Calvert City shows it has a Median Gross Rent of $647 which is the second smallest when ranked by rental rates of all the other places in the local area. The city with the highest rental rates in the area is Grand Rivers which depicts a rental rates of $931 (43.9% larger). Comparing rental rates to the United States average of $1,062, Calvert City is approximately three-fourths the size. Also, benchmarked against the state of Kentucky, rental rates of $763, Calvert City is about 17.9% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Calvert City has one of the largest proportions of home price worth less than $50,000 at 38% of the total and is ranked #3. Only #2 Ledbetter CDP (39%), and #1 Gilbertsville CDP (80%) are larger.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Calvert City depicts it has a Median Owner Cost of $512 which is less than most other places in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Calvert City metro area. it has a Owner Cost as % of HH Income of 14% which is the third most cost as a percent of household income of all other places in the greater Calvert City region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Calvert City shows it has a Median Home Value as Percent of Median Earnings of 217% which is the second smallest in terms of median home value as a percent of median worker earnings of all the other places in the metropolitan area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Calvert City depicts it has a Median Owner Costs-With Mortgage of $1,037 which is less than most other places in the metro area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $363 which is in the middle range of other places in the local area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Calvert City has the percentage of owner cost between $300 and $500 the second smallest in terms of owner cost less than $300 of all the other places in the surrounding region at 7% of the total. Second, it has the largest proportion of owner cost between $500 and $700 at 17% of the total and is ranked #1. Third, it has in the center range of other places in the surrounding region when sorted by owner cost between $700 and $1,000 at 17% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Calvert City shows it has a % of Income Owner Costs-With Mortgage of 16% which is less than most other places in the greater region. The city with the highest cost as a percent of household income in the area is Smithland which depicts a cost as a percent of household income of 26% (66.7% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Calvert City depicts it has a % of Income Owner Costs-No Mortgage of 12% which is at the top of all other places in the greater Calvert City region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Calvert City has the percentage of rent as a percent of income is less than 10 pct less than most other places in the metro area at 18% of the total. Second, it has one of the largest proportions of rent as a percent of income is between 10pct to 20pct at 24% of the total and is ranked #3. Only #2 Smithland (29%), and #1 Symsonia CDP (56%) are larger. Third, it has one of the largest proportions of rent as a percent of income is between 20pct to 30pct at 18% of the total and is ranked #2. The only larger city being Reidland CDP with 30%. Also, it has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 17% of the total and is ranked #2. The only larger city being Smithland with 23%.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Calvert City has the largest proportion of housing cost less than $300 at 28% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $882 which is in the center range of other places in the metropolitan area. The city with the highest median real estate taxes paid in the area is Reidland CDP which shows a taxes paid of $1,191 (35.0% larger). Comparing median real estate taxes paid to the United States average of $2,471, Calvert City is approximately a third the size. Also, measured against the state of Kentucky, median real estate taxes paid of $1,210, Calvert City is approximately three-fourths the size.

Figure 23 shows the rental rate distribution for this area. Calvert City Kentucky has one of the largest proportions of rent less than 300 dollars at 11% of the total and is ranked #2. The only larger city being Symsonia CDP with 25%. Second, it has in the mid range of other places in the surrounding region in terms of rent between 300 and 500 dollars at 28% of the total. Third, it has the second smallest when sorted by rent less than 300 dollars of all the other places in the area when sorted by rent between 500 and 750 dollars at 24% of the total.

Calvert City Kentucky Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 2.8 which is the second smallest in terms of family members per housing unit of all the other places in the surrounding region. The city with the highest family members per housing unit in the area is Symsonia CDP which depicts a family members per housing unit of 3.5 (23.9% larger). Comparing family members per housing unit to the United States average of 3.3, Calvert City is about 18.7% smaller. Also, measured against the state of Kentucky, family members per housing unit of 3.1, Calvert City is about 12.3% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.5 which is less than most other places in the metro area. The city with the highest average number of rooms in a house in the area is Reidland CDP which shows an average number of rooms in a house of 6.4 (16.4% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1976 which is the second smallest when sorted by year built of all the other places in the local area. The city with the highest year built in the area is Symsonia CDP which depicts a year built of 1992 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built in 2014 or later in the middle range of other places in the metro area at 2% of the total. Second, it has one of the largest proportions of homes built between 2010 to 2013 at 11% of the total and is ranked #3. Only #2 Grand Rivers (19%), and #1 Symsonia CDP (42%) are larger. Third, it has one of the largest proportions of homes built between 1970 to 1979 at 15% of the total and is ranked #2. The only larger city being Reidland CDP with 16%. Also, it has the largest proportion of homes built between 1960 to 1969 at 16% of the total and is ranked #1. In addition, it has in the center range of other places in the local area when sorted by homes built between 1940 to 1949 at 4% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has one of the largest proportions of owner housing units at 249 of the total and is ranked #2. The only larger city being Reidland CDP with 381.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of 2 units at 4% of the total and is ranked #1. Second, it has the largest proportion of 10 to 19 units at 2% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2014 or later at $133,300 of the total and is ranked #1. Second, it has one of the largest proportions of value of homes built 2010 to 2013 at $167,000 of the total and is ranked #3. Only #2 Reidland CDP ($234,000), and #1 Grand Rivers ($375,000) are larger. Third, it has one of the largest proportions of value of homes built 2000 to 2009 at $168,800 of the total and is ranked #2. The only larger city being Reidland CDP with $183,800. Also, it has in the mid point range of other places in the metropolitan area when ranked by value of homes built 1990 to 1999 at $100,000 of the total. In addition, it has the largest proportion of value of homes built 1980 to 1989 at $152,700 of the total and is ranked #1. Furthermore, it has one of the largest proportions of value of homes built 1970 to 1979 at $110,000 of the total and is ranked #2. The only larger city being Reidland CDP with $146,200. Next it has one of the largest proportions of value of homes built 1960 to 1969 at $87,500 of the total and is ranked #2. The only larger city being Reidland CDP with $97,700. Additionally, it has the largest proportion of value of homes built 1950 to 1959 at $93,100 of the total and is ranked #1. And then, it has the largest proportion of value of homes built 1940 to 1949 at $77,600 of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Calvert City residents. it has a Owner-Household Size of 2.3 which is in the mid point range of other places in the metropolitan area. The city with the highest homeowner household size in the area is Ledbetter CDP which depicts a homeowner household size of 2.6 (11.7% larger).

Figure 37 shows the household size for renters. Calvert City shows it has a Renter-Household Size of 2.4 which is in the mid range of other places in the area. The city with the highest renter household size in the area is Gilbertsville CDP which depicts a renter household sizes of 2.9 (21.3% larger). Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2017 or later less than most other places in the local area at 0% of the total. Second, it has one of the largest proportions of owners moved in 2015 to 2016 at 25% of the total and is ranked #2. The only larger city being Smithland with 29%. Third, it has one of the largest proportions of owners moved in 2000 to 2009 at 13% of the total and is ranked #3. Only #2 Ledbetter CDP (41%), and #1 Gilbertsville CDP (62%) are larger. Figure 39 shows the year that people who rent moved into the area. Calvert City has the percentage of renters moved in 2017 or later less than most other places in the metro area at 27% of the total. Second, it has the second smallest when ranked by renters moved in 2017 or later of all the other places in the metro area in terms of renters moved in 2015 to 2016 at 20% of the total.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2002 which is the third most median year that a home owner moved in of all other places in the greater Calvert City region. Figure 41 compares the median year that renters moved into their home. Calvert City depicts it has a Renter Median Year Moved In of 2016 which is the highest of all places in the greater Calvert City region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of homes using natural gas in the middle range of other places in the greater region at 2% of the total. Second, it has one of the largest proportions of home using bottled, tank, or lp gas at 42% of the total and is ranked #2. The only larger city being Ledbetter CDP with 72%. Third, it has the largest proportion of homes using kerosene or other fuel oils at 0% of the total and is ranked #1.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Calvert City housing department, Kentucky department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Calvert City depicts it has a Total In Group Quarters of 99 which is is the uppermost of the places in the greater Calvert City region.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Calvert City residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Calvert City has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.