St Clair County Area Home Supply Charts

This page looks at a variety of St Clair County Illinois housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. St Clair County depicts it has a Housing Units of 115,125 which is the third most of all other counties in the local area.

Figure 2 illustrates the housing density in the St Clair County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) St Clair County depicts it has a Housing Density of 175.0 which is the second most housing densities of all the counties in the greater St Clair County region. The county with the highest housing density in the area is St Louis city and County which shows a density of 2805.8 ( appreciably bigger). Comparing housing density to the United States average of 39.5, St Clair County is approximately 4.4 times bigger. Also, measured against the state of Illinois, housing density of 97.4, St Clair County is 79.8% larger.

In Figure 4, St Clair County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. St Clair County depicts it has a Housing Unit Change of -1.0% which is in the mid point range of other counties in the greater region. The county with the highest change in the housing units in the area is Monroe County which depicts a housing units of 7.8% ( very much bigger). Comparing change in the housing units to the United States average of 7.4%, St Clair County is about the same size. Also, benchmarked against the state of Illinois, change in the housing units of 2.2%, St Clair County is about the same size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) St Clair County depicts it has a Renter Percent of 33.4% which is the second most of all the counties in the greater region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 66.6% which is the second smallest as measured by owner percent of all the other counties in the area.

St Clair County Home Cost Charts

Looking at the housing data provided in Figure 7, the average St Clair County home price is illustrated for this community and a useful analysis of affordable housing. St Clair County shows it has a Median Home Value of $140,600 which is less than most other counties in the local area. The county with the highest median home price in the area is Monroe County which indicates a home price of $226,300 (61.0% larger). Figure 8 provides aggregate comparative data for the St Clair County Illinois metro area in terms of the median housing rental rate, apartment rent, etc. St Clair County shows it has a Median Gross Rent of $923 which is is the uppermost of the counties in the greater region. Comparing rental rates to the United States average of $1,163, St Clair County is approximately three-fourths the size. Also, compared to the state of Illinois, rental rates of $1,097, St Clair County is about 18.9% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. St Clair County has the percentage of home price worth less than $50,000 in the mid range of other counties in the surrounding region at 22% of the total. Second, it has the smallest proportion of home price worth between $50,000 to $100,000 at 35% of the total.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. St Clair County depicts it has a Median Owner Cost of $1,023 which is the second most median ownership cost of all the counties in the greater St Clair County region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the St Clair County metro area. it has a Owner Cost as % of HH Income of 17% which is the second most cost as a percent of household income of all the counties in the greater St Clair County region. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. St Clair County depicts it has a Median Home Value as Percent of Median Earnings of 279% which is in the mid range of other counties in the metropolitan area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) St Clair County shows it has a Median Owner Costs-With Mortgage of $1,426 which is the second most median housing cost of all the counties in the greater St Clair County region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $555 which is the third most median housing cost of all other counties in the greater St Clair County region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. St Clair County has the percentage of owner cost less than $300 less than most other counties in the greater region at 12% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) St Clair County depicts it has a % of Income Owner Costs-With Mortgage of 20% which is the largest of all counties in the greater St Clair County region. Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. St Clair County shows it has a % of Income Owner Costs-No Mortgage of 12% which is the third most cost as a percent of household income of all other counties in the greater St Clair County region. The county with the highest cost as a percent of household income in the area is Washington County which depicts a cost as a percent of household income of 13% (8.6% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) St Clair County has the percentage of rent as a percent of income is less than 10 pct the second smallest in terms of rent as a percent of income is less than 10 pct of all the other counties in the metro area at 21% of the total. Second, it has the largest proportion of rent as a percent of income is between 10pct to 20pct at 24% of the total and is ranked #1. Third, it has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 21% of the total and is ranked #3. Only #2 Madison County (22%), and #1 St Louis city and County (25%) are larger.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. St Clair County has the smallest proportion of housing cost between $300 and $500 at 13% of the total.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $3,169 which is the second most median real estate taxes paid of all the counties in the greater St Clair County region. The county with the highest median real estate taxes paid in the area is Monroe County which shows a taxes paid of $4,087 (29.0% larger). Comparing median real estate taxes paid to the United States average of $2,690, St Clair County is 17.8% larger. Also, compared with the state of Illinois, median real estate taxes paid of $4,744, St Clair County is approximately three-fourths the size.

Figure 22 shows the percentage of renters who pay for utilities in St Clair County Illinois. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. St Clair County has the smallest proportion of pay extra for utilities at 6% of the total.

Figure 23 shows the rental rate distribution for this area. St Clair County Illinois has the smallest proportion of rent between 300 and 500 dollars at 17% of the total. Second, it has one of the largest proportions of rent between 750 and 1000 dollars at 30% of the total and is ranked #2. The only larger county being Monroe County with 30%. Third, it has the largest proportion of rent between 1000 and 1500 dollars at 8% of the total and is ranked #1.

St Clair County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. St Clair County has the percentage of With HELOC no Primary Mortgage less than most other counties in the local area at 40% of the total.

St Clair County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.3 which is the largest of all counties in the greater St Clair County region. Comparing family members per housing unit to the United States average of 3.3, St Clair County is only slightly larger. Also, measured against the state of Illinois, family members per housing unit of 3.3, St Clair County is only slightly larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.8 which is the third most average number of rooms in a house of all other counties in the greater St Clair County region. The county with the highest average number of rooms in a house in the area is Monroe County which depicts an average number of rooms in a house of 6.2 (6.9% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1975 which is the third most year built of all other counties in the greater St Clair County region. The county with the highest year built in the area is Monroe County which depicts a year built of 1989 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has one of the largest proportions of homes built between 2010 to 2019 at 13% of the total and is ranked #3. Only #2 Clinton County (15%), and #1 Monroe County (20%) are larger. Second, it has the largest proportion of homes built between 1960 to 1969 at 14% of the total and is ranked #1. Third, it has the second smallest when ranked by homes built in 2020 or later of all the other counties in the greater region in order of homes built between 1940 to 1949 at 13% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has one of the largest proportions of owner housing units at 33,444 of the total and is ranked #2. The only larger county being St Louis city and County with 78,030.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit detached at 4% of the total and is ranked #1. Second, it has the largest proportion of 3 or 4 units at 6% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the percentage of value of homes built 2014 or later in the mid range of other counties in the surrounding region at $269,600 of the total. Second, it has in the mid range of other counties in the local area in order of value of homes built 2010 to 2013 at $233,600 of the total. Third, it has in the mid range of other counties in the metro area in order of value of homes built 2000 to 2009 at $205,800 of the total. Also, it has less than most other counties in the metro area when ranked by value of homes built 1990 to 1999 at $157,300 of the total. In addition, it has less than most other counties in the metro area when ranked by value of homes built 1980 to 1989 at $133,600 of the total. Furthermore, it has the smallest proportion of value of homes built 1970 to 1979 at $115,900 of the total. Next it has the smallest proportion of value of homes built 1960 to 1969 at $86,900 of the total. Additionally, it has the second smallest in order of value of homes built 2014 or later of all the other counties in the local area when ranked by value of homes built 1950 to 1959 at $86,200 of the total. And then, it has the smallest proportion of value of homes built 1940 to 1949 at $92,800 of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for St Clair County residents. it has a Owner-Household Size of 2.6 which is the second most homeowner household size of all the counties in the greater St Clair County region. The county with the highest homeowner household size in the area is Monroe County which depicts a homeowner household size of 2.7 ( only slightly larger).

Figure 37 shows the household size for renters. St Clair County depicts it has a Renter-Household Size of 2.4 which is the highest of all counties in the greater St Clair County region. Figure 38 shows the year that people who own homes moved into this region. it has one of the largest proportions of owners moved in 2019 or later at 21% of the total and is ranked #2. The only larger county being Monroe County with 22%.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2005 which is in the center range of other counties in the area. Figure 41 compares the median year that renters moved into their home. St Clair County depicts it has a Renter Median Year Moved In of 2016 which is ranked #1 of all counties in the greater St Clair County region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of homes using coal or coke the second smallest in terms of homes using natural gas of all the other counties in the surrounding region at 0% of the total. Second, it has the smallest proportion of homes using wood at 0% of the total. Third, it has the smallest proportion of homes using solar energy at 0% of the total.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the St Clair County housing department, Illinois department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. St Clair County shows it has a Total In Group Quarters of 3,841 which is the third most of all other counties in the area.