Chemung CDP Illinois Area Home Supply Charts

This page looks at a variety of Chemung CDP Illinois housing market data taken from the most recent 2020 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Chemung CDP shows it has a Housing Units of 181 which is the smallest in order of housing units of all the other places in the greater region.

Figure 2 illustrates the housing density in the Chemung CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Chemung CDP shows it has a Housing Density of 647.0 which is in the center range of other places in the surrounding region. The place with the highest housing density in the area is Walworth which depicts a density of 756.5 (16.9% larger). Comparing housing density to the United States average of 38.9, Chemung CDP is considerably bigger. Also, in comparison with the state of Illinois, housing density of 96.4, Chemung CDP is markedly bigger.

In Figure 4, Chemung CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Chemung CDP depicts it has a Housing Unit Change of 60.2% which is the largest of all places in the greater Chemung CDP region. Comparing change in the housing units to the United States average of 5.7%, Chemung CDP is markedly bigger. Also, measured against the state of Illinois, change in the housing units of 1.2%, Chemung CDP is substantially bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Chemung CDP depicts it has a Renter Percent of 37.6% which is in the middle range of other places in the local area. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 62.4% which is in the mid range of other places in the surrounding region.

Chemung CDP Illinois Home Cost Charts

Looking at the housing data provided in Figure 7, the average Chemung CDP home price is illustrated for this community and a useful analysis of affordable housing. Chemung CDP shows it has a Median Home Value of $154,700 which is in the center range of other places in the local area. The place with the highest median home price in the area is Fontana-on-Geneva Lake which shows a home price of $389,000 (approximately 2.5 times bigger).

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Chemung CDP has the percentage of home price worth less than $50,000 in the middle range of other places in the greater region at 12% of the total. Second, it has the largest proportion of home price worth between $50,000 to $100,000 at 88% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Chemung CDP shows it has a Median Owner Cost of $463 which is the smallest when ranked by median ownership cost of all the other places in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Chemung CDP metro area. it has a Owner Cost as % of HH Income of 21% which is the second most of all the places in the local area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Chemung CDP depicts it has a Median Home Value as Percent of Median Earnings of 585% which is the largest of all places in the greater Chemung CDP region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Chemung CDP depicts it has a Median Owner Costs-With Mortgage of $871 which is the smallest in order of median housing cost of all the other places in the greater region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $440 which is the smallest when ranked by median housing cost of all the other places in the greater region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Chemung CDP has the largest proportion of owner cost less than $300 at 21% of the total and is ranked #1. Second, it has the smallest proportion of owner cost between $700 and $1,000 at 8% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Chemung CDP depicts it has a % of Income Owner Costs-With Mortgage of 31% which is at the top of all other places in the greater Chemung CDP region. Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Chemung CDP depicts it has a % of Income Owner Costs-No Mortgage of 20% which is the largest of all places in the greater Chemung CDP region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Chemung CDP has the percentage of rent as a percent of income is less than 10 pct less than most other places in the greater region at 15% of the total. Second, it has the largest proportion of rent as a percent of income is between 10pct to 20pct at 85% of the total and is ranked #1.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Chemung CDP has the largest proportion of housing cost less than $300 at 46% of the total and is ranked #1. Second, it has the smallest proportion of housing cost between $300 and $500 at 6% of the total. Third, it has the largest proportion of housing cost between $500 and $700 at 40% of the total and is ranked #1. Also, it has the smallest proportion of housing cost between $700 and $1,000 at 5% of the total.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $2,284 which is the smallest as measured by median real estate taxes paid of all the other places in the surrounding region. The place with the highest median real estate taxes paid in the area is Fontana-on-Geneva Lake which shows a taxes paid of $4,995 (about twice as large). Comparing median real estate taxes paid to the United States average of $2,471, Chemung CDP is about 8.2% smaller. Also, benchmarked against the state of Illinois, median real estate taxes paid of $4,419, Chemung CDP is approximately half the size.

Figure 23 shows the rental rate distribution for this area. Chemung CDP Illinois has the percentage of rent between 300 and 500 dollars the second smallest in terms of rent less than 300 dollars of all the other places in the metro area at 15% of the total. Second, it has the largest proportion of rent between 500 and 750 dollars at 85% of the total and is ranked #1.

Chemung CDP Illinois Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Chemung CDP has the smallest proportion of both 2nd mortgage and heloc at 29% of the total. Second, it has the largest proportion of no 2nd mortgage and no heloc at 65% of the total and is ranked #1.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Chemung CDP has the largest proportion of houses with mortgages at 65% of the total and is ranked #1.

Chemung CDP Illinois Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 4.2 which is the highest of all places in the greater Chemung CDP region. Comparing family members per housing unit to the United States average of 3.3, Chemung CDP is 27.8% larger. Also, measured against the state of Illinois, family members per housing unit of 3.3, Chemung CDP is 28.2% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.3 which is the second smallest in order of average number of rooms in a house of all the other places in the area. The place with the highest average number of rooms in a house in the area is Poplar Grove which depicts an average number of rooms in a house of 6.4 (20.8% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1951 which is the smallest when sorted by year built of all the other places in the local area. The place with the highest year built in the area is Poplar Grove which shows a year built of 2001 (only about 2.6% larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has one of the largest proportions of homes built between 2000 to 2009 at 24% of the total and is ranked #2. The only larger place being Sharon with 31%. Second, it has the second smallest as measured by homes built in 2014 or later of all the other places in the greater region when ranked by homes built between 1960 to 1969 at 5% of the total. Third, it has the largest proportion of homes built between 1950 to 1959 at 6% of the total and is ranked #1. Also, it has the largest proportion of homes built between 1940 to 1949 at 44% of the total and is ranked #1.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the smallest proportion of owner housing units at 68 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit attached at 32% of the total and is ranked #1.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Chemung CDP residents. it has a Owner-Household Size of 3.1 which is the third most homeowner household size of all other places in the greater Chemung CDP region. The place with the highest homeowner household size in the area is Poplar Grove which depicts a homeowner household size of 3.4 (8.7% larger).

Figure 37 shows the household size for renters. Chemung CDP depicts it has a Renter-Household Size of 4.6 which is the highest of all places in the local area. Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2017 or later at 49% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2010 to 2014 at 8% of the total. Third, it has the largest proportion of owners moved in 2000 to 2009 at 35% of the total and is ranked #1. Also, it has the second smallest in terms of owners moved in 2017 or later of all the other places in the metro area in order of owners moved in 1990 to 1999 at 3% of the total. Figure 39 shows the year that people who rent moved into the area. Chemung CDP has the largest proportion of renters moved in 2010 to 2014 at 100% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2002 which is the second smallest when sorted by median year that a home owner moved in of all the other places in the greater region.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of home using bottled, tank, or lp gas the second smallest when sorted by homes using natural gas of all the other places in the greater region at 6% of the total.