Bear Creek township-Hancock County Illinois Area Home Supply Charts

This page looks at a variety of Bear Creek township-Hancock County Illinois housing market data taken from the most recent 2019 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Bear Creek township-Hancock County shows it has a housing units of 156 which is in the middle range of other places in the greater region.

Figure 2 illustrates the housing density in the Bear Creek township-Hancock County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Bear Creek township-Hancock County depicts it has a housing density of 4.3 which is the smallest in order of housing density of all the other places in the area. The city with the highest housing density in the area is Carthage which depicts a density of 576.6 ( markedly bigger). Comparing housing density to the United States average of 38.6, Bear Creek township-Hancock County is approximately a tenth the size. Also, compared with the state of Illinois, housing density of 96.2, Bear Creek township-Hancock County is only about 4.5% the size.

In Figure 4, Bear Creek township-Hancock County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Bear Creek township-Hancock County shows it has a change in the housing units of -5.5% which is in the mid point range of other places in the metro area. The city with the highest change in the housing units in the area is Carthage which shows a housing units of 7.0% (29.0% larger). Comparing change in the housing units to the United States average of 4.9%, Bear Creek township-Hancock County is 11.8% larger. Also, measured against the state of Illinois, change in the housing units of 1.0%, Bear Creek township-Hancock County is substantially bigger.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Bear Creek township-Hancock County shows it has a renter percent of 17.1% which is the third most renter percent of all other places in the greater Bear Creek township-Hancock County region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has an owner percent of 82.9% which is less than most other places in the surrounding region.

Bear Creek township-Hancock County Illinois Home Cost Charts

Looking at the housing data provided in Figure 7, the average Bear Creek township-Hancock County home price is illustrated for this community and a useful analysis of affordable housing. Bear Creek township-Hancock County shows it has a median home price of $67,400 which is in the mid range of other places in the local area. The city with the highest median home price in the area is Hamilton which depicts a home price of $102,400 (51.9% larger).

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Bear Creek township-Hancock County has the percentage of home price worth less than $50,000 in the mid range of other places in the area at 37% of the total. Second, it has less than most other places in the local area when ranked by home price worth between $50,000 to $100,000 at 30% of the total. Third, it has the largest proportion of home price worth between $200,000 to $300,000 at 9% of the total and is ranked #1.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Bear Creek township-Hancock County depicts it has a median ownership cost of $464 which is in the center range of other places in the greater region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Bear Creek township-Hancock County metro area. it has a cost as a percent of household income of 12% which is less than most other places in the area. The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Bear Creek township-Hancock County depicts it has a median home value as a percent of median worker earnings of 192% which is in the mid range of other places in the area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Bear Creek township-Hancock County depicts it has a median housing cost of $1,009 which is the largest of all places in the greater Bear Creek township-Hancock County region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a median housing cost of $377 which is the third most of all other places in the local area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Bear Creek township-Hancock County has the percentage of owner cost less than $300 in the middle range of other places in the greater region at 20% of the total. Second, it has one of the largest proportions of owner cost between $300 and $500 at 33% of the total and is ranked #3. Only #2 West Point (52%), and #1 Basco (67%) are larger. Third, it has the second smallest in terms of owner cost less than $300 of all the other places in the area in terms of owner cost between $500 and $700 at 4% of the total. Also, it has the largest proportion of owner cost between $1,000 and $1,500 at 20% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Bear Creek township-Hancock County depicts it has a cost as a percent of household income of 21% which is is the uppermost of the places in the greater Bear Creek township-Hancock County region. Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Bear Creek township-Hancock County depicts it has a cost as a percent of household income of 9% which is the third most cost as a percent of household income of all other places in the greater Bear Creek township-Hancock County region. The city with the highest cost as a percent of household income in the area is Hamilton which depicts a cost as a percent of household income of 15% (64.4% larger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Bear Creek township-Hancock County has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 71% of the total and is ranked #2. The only larger city being Basco with 75%.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Bear Creek township-Hancock County has the smallest proportion of housing cost between $500 and $700 at 6% of the total. Second, it has the largest proportion of housing cost between $700 and $1,000 at 25% of the total and is ranked #1. Third, it has the largest proportion of housing cost between $1,000 and $1,500 at 16% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a median real estate taxes paid of $1,024 which is the third most median real estate taxes paid of all other places in the greater Bear Creek township-Hancock County region. The city with the highest median real estate taxes paid in the area is Hamilton which shows a taxes paid of $1,948 (about twice as large). Comparing median real estate taxes paid to the United States average of $2,375, Bear Creek township-Hancock County is approximately half the size. Also, measured against the state of Illinois, median real estate taxes paid of $4,299, Bear Creek township-Hancock County is approximately a quarter the size.

Figure 22 shows the percentage of renters who pay for utilities in Bear Creek township-Hancock County Illinois. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Bear Creek township-Hancock County has the largest proportion of pay extra for utilities at 100% of the total and is ranked #1.

Figure 23 shows the rental rate distribution for this area. Bear Creek township-Hancock County Illinois has the percentage of rent between 500 and 750 dollars the second smallest when ranked by rent less than 300 dollars of all the other places in the local area at 12% of the total. Second, it has the largest proportion of rent between 750 and 1000 dollars at 58% of the total and is ranked #1.

Bear Creek township-Hancock County Illinois Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Bear Creek township-Hancock County has the percentage of with mortgage less than most other places in the area at 39% of the total. Second, it has one of the largest proportions of no mortgage at 61% of the total and is ranked #3. Only #2 Basco (67%), and #1 West Point (74%) are larger.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Bear Creek township-Hancock County has the percentage of houses with mortgages less than most other places in the metro area at 39% of the total. Second, it has one of the largest proportions of houses without mortgages at 61% of the total and is ranked #3. Only #2 Basco (67%), and #1 West Point (74%) are larger.

Bear Creek township-Hancock County Illinois Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a family members per housing unit of 2.8 which is the second smallest in terms of family members per housing unit of all the other places in the local area. The city with the highest family members per housing unit in the area is Elvaston which shows a family members per housing unit of 3.6 (29.9% larger). Comparing family members per housing unit to the United States average of 3.3, Bear Creek township-Hancock County is about 19.4% smaller. Also, in contrast to the state of Illinois, family members per housing unit of 3.3, Bear Creek township-Hancock County is about 19.4% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has an average number of rooms in a house of 6.1 which is the second most average number of rooms in a house of all the places in the greater Bear Creek township-Hancock County region. The city with the highest average number of rooms in a house in the area is West Point which depicts an average number of rooms in a house of 6.3 (only about 3.3% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a year built of 1945 which is in the intermediate range of other places in the greater region. The city with the highest year built in the area is Hamilton which depicts a year built of 1968 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built in 2014 or later at 8% of the total and is ranked #1. Second, it has the largest proportion of homes built between 2000 to 2009 at 13% of the total and is ranked #1. Third, it has the largest proportion of homes built between 1980 to 1989 at 13% of the total and is ranked #1. Also, it has the second smallest as measured by homes built in 2014 or later of all the other places in the area in terms of homes built between 1970 to 1979 at 3% of the total. In addition, it has the second smallest when sorted by homes built in 2014 or later of all the other places in the metro area in order of homes built between 1960 to 1969 at 3% of the total. Furthermore, it has the smallest proportion of homes built between 1950 to 1959 at 6% of the total. Next it has the second smallest when sorted by homes built in 2014 or later of all the other places in the greater region in order of homes built between 1940 to 1949 at 3% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units in the mid range of other places in the area at 116 of the total. Second, it has one of the largest proportions of renter housing units at 24 of the total and is ranked #3. Only #2 Carthage (268), and #1 Hamilton (345) are larger.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. has the percentage of mobile home the second smallest in terms of one unit detached of all the other places in the local area at 3% of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has one of the largest proportions of value of homes built 1950 to 1959 at $67,500 of the total and is ranked #3. Only #2 Hamilton ($73,900), and #1 Carthage ($104,900) are larger. Second, it has the second smallest in order of value of homes built 2014 or later of all the other places in the local area in order of value of homes built 1939 or earlier at $39,000 of the total.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has the largest proportion of occupied housing units at 90% of the total and is ranked #1. Second, it has the smallest proportion of vacant housing units at 10% of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Bear Creek township-Hancock County residents. it has a homeowner household size of 2.3 which is in the mid point range of other places in the greater region. The city with the highest homeowner household size in the area is West Point which depicts a homeowner household size of 2.9 (23.9% larger).

Figure 37 shows the household size for renters. Bear Creek township-Hancock County shows it has a renter household size of 2.0 which is less than most other places in the metro area. The city with the highest renter household size in the area is Elvaston which depicts a renter household sizes of 3.7 (about twice as large). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2015 to 2016 at 9% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2010 to 2014 at 4% of the total. Third, it has the largest proportion of owners moved in 1989 or earlier at 33% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Bear Creek township-Hancock County has the percentage of renters moved in 2010 to 2014 the second smallest when sorted by renters moved in 2017 or later of all the other places in the greater region at 18% of the total. Second, it has the largest proportion of renters moved in 2000 to 2009 at 55% of the total and is ranked #1. Third, it has the largest proportion of renters moved in 1989 or earlier at 27% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a median year that a home owner moved in of 1996 which is the second smallest as measured by median year that a home owner moved in of all the other places in the local area. Figure 41 compares the median year that renters moved into their home. Bear Creek township-Hancock County depicts it has a median year that a renter moved in of 2004 which is the second smallest in order of median year that a renter moved in of all the other places in the local area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the smallest proportion of homes using natural gas at 45% of the total. Second, it has the largest proportion of home using bottled, tank, or lp gas at 10% of the total and is ranked #1. Third, it has the largest proportion of homes using some other fuel at 4% of the total and is ranked #1.