ZIP code 96757 Area Home Supply Charts

This page looks at a variety of ZIP code 96757 Hawaii housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. 96757 depicts it has a Housing Units of 308 which is the smallest as measured by housing units of all the other zip codes in the greater region.

Figure 2 illustrates the housing density in the ZIP code 96757 housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) ZIP code 96757 depicts it has a Housing Density of 20.0 which is the third most housing densities of all other zip codes in the greater ZIP code 96757 region. The zip code with the highest housing density in the area is 96793 which depicts a density of 161.9 ( considerably bigger). Comparing housing density to the United States average of 39.5, ZIP code 96757 is approximately half the size. Also, measured against the state of Hawaii, housing density of 86.7, ZIP code 96757 is approximately a quarter the size.

In Figure 4, ZIP code 96757 area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. ZIP code 96757 depicts it has a Housing Unit Change of 6.2% which is the second most of all the zip codes in the local area. The zip code with the highest change in the housing units in the area is 96729 which depicts a housing units of 9.3% (50.5% larger). Comparing change in the housing units to the United States average of 7.4%, ZIP code 96757 is about 19.1% smaller. Also, measured against the state of Hawaii, change in the housing units of 7.2%, ZIP code 96757 is about 16.1% smaller.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) ZIP code 96757 shows it has a Renter Percent of 17.0% which is the smallest as measured by renter percent of all the other zip codes in the greater region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 83.0% which is the highest of all zip codes in the greater ZIP code 96757 region.

ZIP code 96757 Home Cost Charts

Looking at the housing data provided in Figure 7, the average ZIP code 96757 home price is illustrated for this community and a useful analysis of affordable housing. 96757 shows it has a Median Home Value of $358,800 which is in the mid range of other zip codes in the surrounding region. The zip code with the highest median home price in the area is 96761 which shows a home price of $778,100 (about twice as large). Figure 8 provides aggregate comparative data for the ZIP code 96757 Hawaii metro area in terms of the median housing rental rate, apartment rent, etc. ZIP code 96757 depicts it has a Median Gross Rent of $1,313 which is the third most rental rates of all other zip codes in the greater ZIP code 96757 region. The zip code with the highest rental rates in the area is 96761 which shows a rental rates of $1,810 (37.9% larger). Comparing rental rates to the United States average of $1,163, ZIP code 96757 is 12.9% larger. Also, benchmarked against the state of Hawaii, rental rates of $1,755, ZIP code 96757 is approximately three-fourths the size.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. ZIP code 96757 has the largest proportion of home price worth between $200,000 to $300,000 at 26% of the total and is ranked #1. Second, it has the largest proportion of home price worth between $300,000 to $400,000 at 29% of the total and is ranked #1. Third, it has the second smallest when ranked by home price worth less than $50,000 of all the other zip codes in the metropolitan area as measured by home price worth between $400,000 to $500,000 at 10% of the total.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. ZIP code 96757 shows it has a Median Owner Cost of $464 which is the second smallest as measured by median ownership cost of all the other zip codes in the metro area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the ZIP code 96757 metro area. it has a Owner Cost as % of HH Income of 12% which is the smallest as measured by cost as a percent of household income of all the other zip codes in the metropolitan area.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. ZIP code 96757 indicates it has a Median Home Value as Percent of Median Earnings of 961% which is the third most median home value as a percent of median worker earnings of all other zip codes in the greater ZIP code 96757 region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) ZIP code 96757 depicts it has a Median Owner Costs-With Mortgage of $1,893 which is less than most other zip codes in the local area. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $315 which is in the mid range of other zip codes in the local area.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. ZIP code 96757 has the percentage of owner cost less than $300 in the middle range of other zip codes in the metro area at 17% of the total.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) ZIP code 96757 depicts it has a % of Income Owner Costs-With Mortgage of 21% which is less than most other zip codes in the local area. The zip code with the highest cost as a percent of household income in the area is 96770 which depicts a cost as a percent of household income of 37% (76.4% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. ZIP code 96757 depicts it has a % of Income Owner Costs-No Mortgage of 9% which is the largest of all zip codes in the greater ZIP code 96757 region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) ZIP code 96757 has one of the largest proportions of rent as a percent of income is between 40pct to 50pct at 39% of the total and is ranked #2. The only larger zip code being 96748 with 39%.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. ZIP code 96757 has the largest proportion of housing cost less than $300 at 22% of the total and is ranked #1. Second, it has the largest proportion of housing cost between $700 and $1,000 at 22% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $501 which is less than most other zip codes in the local area. The zip code with the highest median real estate taxes paid in the area is 96761 which depicts a taxes paid of $1,741 (approximately 3.5 times bigger). Comparing median real estate taxes paid to the United States average of $2,690, ZIP code 96757 is approximately a fifth the size. Also, versus the state of Hawaii, median real estate taxes paid of $1,893, ZIP code 96757 is approximately a quarter the size.

Figure 23 shows the rental rate distribution for this area. ZIP code 96757 Hawaii has the largest proportion of rent between 750 and 1000 dollars at 71% of the total and is ranked #1.

ZIP code 96757 Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. 96757 has the percentage of With mortgage the second smallest in order of With Mortgage of all the other zip codes in the area at 35% of the total. Second, it has one of the largest proportions of With HELOC no Primary Mortgage at 65% of the total and is ranked #2. The only larger zip code being 96729 with 76%.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. ZIP code 96757 has one of the largest proportions of houses with mortgages at 65% of the total and is ranked #2. The only larger zip code being 96729 with 76%.

ZIP code 96757 Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.3 which is the second smallest in order of family members per housing unit of all the other zip codes in the surrounding region. The zip code with the highest family members per housing unit in the area is 96793 which shows a family members per housing unit of 4.1 (23.8% larger). Comparing family members per housing unit to the United States average of 3.3, ZIP code 96757 is about the same size. Also, benchmarked against the state of Hawaii, family members per housing unit of 3.7, ZIP code 96757 is about 11.1% smaller.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 4.9 which is the largest of all zip codes in the greater ZIP code 96757 region. Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1960 which is the smallest in terms of year built of all the other zip codes in the greater region. The zip code with the highest year built in the area is 96793 which depicts a year built of 1990 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built in 2020 or later in the mid range of other zip codes in the surrounding region at 2% of the total. Second, it has the second smallest as measured by homes built in 2020 or later of all the other zip codes in the metropolitan area when sorted by homes built between 2010 to 2019 at 7% of the total. Third, it has the smallest proportion of homes built between 2000 to 2009 at 6% of the total. Also, it has the smallest proportion of homes built between 1990 to 1999 at 6% of the total. In addition, it has the smallest proportion of homes built between 1980 to 1989 at 7% of the total. Furthermore, it has the largest proportion of homes built between 1970 to 1979 at 22% of the total and is ranked #1. Next it has the largest proportion of homes built between 1960 to 1969 at 12% of the total and is ranked #1. Additionally, it has the largest proportion of homes built between 1950 to 1959 at 14% of the total and is ranked #1. And then, it has one of the largest proportions of homes built between 1940 to 1949 at 24% of the total and is ranked #2. The only larger zip code being 96763 with 26%.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the smallest proportion of owner housing units at 41 of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the percentage of value of homes built 2010 to 2019 less than most other zip codes in the greater region at $373,300 of the total. Second, it has in the middle range of other zip codes in the local area in order of value of homes built 1970 to 1979 at $325,000 of the total. Third, it has in the mid range of other zip codes in the metro area as measured by value of homes built 1960 to 1969 at $288,100 of the total.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. has the percentage of occupied housing units less than most other zip codes in the area at 22% of the total.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for ZIP code 96757 residents. it has a Owner-Household Size of 2.7 which is the second smallest as measured by homeowner household size of all the other zip codes in the greater region. The zip code with the highest homeowner household size in the area is 96729 which shows a homeowner household size of 3.6 (33.3% larger).

Figure 37 shows the household size for renters. ZIP code 96757 depicts it has a Renter-Household Size of 3.9 which is the largest of all zip codes in the local area. Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2019 or later less than most other zip codes in the greater region at 12% of the total. Second, it has the largest proportion of owners moved in 2010 to 2014 at 44% of the total and is ranked #1. Third, it has the smallest proportion of owners moved in 2000 to 2009 at 1% of the total. Figure 39 shows the year that people who rent moved into the area. ZIP code 96757 has one of the largest proportions of renters moved in 2019 or later at 43% of the total and is ranked #3. Only #2 96729 (45%), and #1 96770 (56%) are larger. Second, it has the largest proportion of renters moved in 1990 to 1999 at 31% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2004 which is the third most median year that a home owner moved in of all other zip codes in the greater ZIP code 96757 region. Figure 41 compares the median year that renters moved into their home. ZIP code 96757 shows it has a Renter Median Year Moved In of 2013 which is in the mid range of other zip codes in the metropolitan area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of home using bottled, tank, or lp gas less than most other zip codes in the greater region at 19% of the total. Second, it has the largest proportion of homes using coal or coke at 7% of the total and is ranked #1.