Derby CDP Colorado Area Home Supply Charts

This page looks at a variety of Derby CDP Colorado housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Derby CDP shows it has a Housing Units of 2,606 which is the second smallest in terms of housing units of all the other places in the local area.

Figure 2 illustrates the housing density in the Derby CDP housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Derby CDP depicts it has a Housing Density of 1486.5 which is less than most other places in the surrounding region. The place with the highest housing density in the area is Federal Heights which depicts a density of 2958.1 (about twice as large). Comparing housing density to the United States average of 39.5, Derby CDP is very much bigger. Also, measured against the state of Colorado, housing density of 23.7, Derby CDP is considerably bigger.

In Figure 4, Derby CDP area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Derby CDP depicts it has a Housing Unit Change of 6.6% which is the second smallest in terms of change in the housing units of all the other places in the surrounding region. The place with the highest change in the housing units in the area is Twin Lakes CDP-Adams County which depicts a housing units of 27.7% (approximately 4.2 times bigger). Comparing change in the housing units to the United States average of 7.4%, Derby CDP is about 12.2% smaller. Also, compared with the state of Colorado, change in the housing units of 10.9%, Derby CDP is approximately three-fourths the size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Derby CDP depicts it has a Renter Percent of 35.9% which is the third most renter percent of all other places in the greater Derby CDP region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 64.1% which is less than most other places in the area.

Derby CDP Colorado Home Cost Charts

Looking at the housing data provided in Figure 7, the average Derby CDP home price is illustrated for this community and a useful analysis of affordable housing. Derby CDP shows it has a Median Home Value of $252,400 which is in the middle range of other places in the metro area. The place with the highest median home price in the area is Twin Lakes CDP-Adams County which depicts a home price of $427,500 (69.4% larger). Figure 8 provides aggregate comparative data for the Derby CDP Colorado metro area in terms of the median housing rental rate, apartment rent, etc. Derby CDP shows it has a Median Gross Rent of $1,386 which is less than most other places in the metro area. The place with the highest rental rates in the area is Thornton which shows a rental rates of $1,608 (16.0% larger). Comparing rental rates to the United States average of $1,163, Derby CDP is 19.2% larger. Also, in contrast to the state of Colorado, rental rates of $1,437, Derby CDP is only about 3.7% smaller.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Derby CDP has one of the largest proportions of home price worth between $50,000 to $100,000 at 18% of the total and is ranked #2. The only larger place being North Washington CDP with 23%. Second, it has the smallest proportion of home price worth between $300,000 to $400,000 at 2% of the total.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Derby CDP shows it has a Median Owner Cost of $1,053 which is the second smallest in order of median ownership cost of all the other places in the metropolitan area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Derby CDP metro area. it has a Owner Cost as % of HH Income of 15% which is the smallest in order of cost as a percent of household income of all the other places in the greater region.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Derby CDP depicts it has a Median Home Value as Percent of Median Earnings of 577% which is in the mid range of other places in the metropolitan area.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Derby CDP shows it has a Median Owner Costs-With Mortgage of $1,462 which is the second smallest as measured by median housing cost of all the other places in the greater region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $384 which is the smallest in terms of median housing cost of all the other places in the surrounding region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Derby CDP has the largest proportion of owner cost less than $300 at 18% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Derby CDP depicts it has a % of Income Owner Costs-With Mortgage of 20% which is the smallest when ranked by cost as a percent of household income of all the other places in the local area. The place with the highest cost as a percent of household income in the area is North Washington CDP which depicts a cost as a percent of household income of 51% (approximately 2.5 times bigger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Derby CDP depicts it has a % of Income Owner Costs-No Mortgage of 9% which is the second smallest as measured by cost as a percent of household income of all the other places in the metropolitan area. The place with the highest cost as a percent of household income in the area is North Washington CDP which depicts a cost as a percent of household income of 41% (approximately 4.6 times bigger).

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Derby CDP has the largest proportion of rent as a percent of income is less than 10 pct at 30% of the total and is ranked #1. Second, it has the second smallest when sorted by rent as a percent of income is less than 10 pct of all the other places in the local area when sorted by rent as a percent of income is between 30pct to 40pct at 3% of the total. Third, it has in the mid point range of other places in the metropolitan area in order of rent as a percent of income is between 40pct to 50pct at 24% of the total.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $1,226 which is less than most other places in the local area. The place with the highest median real estate taxes paid in the area is Twin Lakes CDP-Adams County which depicts a taxes paid of $2,706 (approximately 2.2 times bigger). Comparing median real estate taxes paid to the United States average of $2,690, Derby CDP is approximately half the size. Also, measured against the state of Colorado, median real estate taxes paid of $2,017, Derby CDP is approximately three-fourths the size.

Figure 23 shows the rental rate distribution for this area. Derby CDP Colorado has the largest proportion of rent less than 300 dollars at 5% of the total and is ranked #1. Second, it has the largest proportion of rent between 300 and 500 dollars at 6% of the total and is ranked #1. Third, it has one of the largest proportions of rent between 500 and 750 dollars at 10% of the total and is ranked #3. Only #2 Twin Lakes CDP-Adams County (29%), and #1 North Washington CDP (87%) are larger. Also, it has one of the largest proportions of rent between 1000 and 1500 dollars at 39% of the total and is ranked #3. Only #2 Sherrelwood CDP (45%), and #1 Thornton (53%) are larger.

Derby CDP Colorado Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Derby CDP has one of the largest proportions of With HELOC no Primary Mortgage at 38% of the total and is ranked #3. Only #2 Federal Heights (63%), and #1 North Washington CDP (65%) are larger.

Derby CDP Colorado Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 4.2 which is the largest of all places in the greater Derby CDP region. Comparing family members per housing unit to the United States average of 3.3, Derby CDP is 25.8% larger. Also, compared with the state of Colorado, family members per housing unit of 3.2, Derby CDP is 30.1% larger.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.2 which is less than most other places in the greater region. The place with the highest average number of rooms in a house in the area is Twin Lakes CDP-Adams County which depicts an average number of rooms in a house of 6.8 (30.8% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1960 which is the second smallest in order of year built of all the other places in the metro area. The place with the highest year built in the area is Thornton which depicts a year built of 1995 ( only slightly larger).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built in 2020 or later less than most other places in the metro area at 0% of the total. Second, it has one of the largest proportions of homes built between 2010 to 2019 at 13% of the total and is ranked #3. Only #2 Federal Heights (16%), and #1 Thornton (26%) are larger. Third, it has the second smallest when ranked by homes built in 2020 or later of all the other places in the metro area as measured by homes built between 1980 to 1989 at 8% of the total. Also, it has the largest proportion of homes built between 1960 to 1969 at 40% of the total and is ranked #1. In addition, it has one of the largest proportions of homes built between 1940 to 1949 at 5% of the total and is ranked #2. The only larger place being North Washington CDP with 13%.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units the second smallest when sorted by owner-occupied housing units of all the other places in the greater region at 892 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit attached at 5% of the total and is ranked #1.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. has the percentage of value of homes built 2010 to 2013 in the middle range of other places in the area at $162,500 of the total. Second, it has in the middle range of other places in the local area as measured by value of homes built 1980 to 1989 at $250,000 of the total. Third, it has one of the largest proportions of value of homes built 1970 to 1979 at $344,700 of the total and is ranked #2. The only larger place being Twin Lakes CDP-Adams County with $352,600. Also, it has the second smallest when sorted by value of homes built 2014 or later of all the other places in the metro area in terms of value of homes built 1960 to 1969 at $272,900 of the total. In addition, it has one of the largest proportions of value of homes built 1950 to 1959 at $236,200 of the total and is ranked #2. The only larger place being Thornton with $286,500. Furthermore, it has one of the largest proportions of value of homes built 1940 to 1949 at $388,100 of the total and is ranked #2. The only larger place being Thornton with $863,000.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Derby CDP residents. it has a Owner-Household Size of 3.7 which is at the top of all other places in the greater Derby CDP region.

Figure 37 shows the household size for renters. Derby CDP depicts it has a Renter-Household Size of 3.4 which is the most of all places in the greater Derby CDP region. Figure 38 shows the year that people who own homes moved into this region. has the percentage of owners moved in 2019 or later the second smallest as measured by owners moved in 2019 or later of all the other places in the greater region at 19% of the total. Second, it has the second smallest when ranked by owners moved in 2019 or later of all the other places in the local area in terms of owners moved in 2015 to 2018 at 14% of the total. Third, it has the largest proportion of owners moved in 2010 to 2014 at 38% of the total and is ranked #1. Figure 39 shows the year that people who rent moved into the area. Derby CDP has the percentage of renters moved in 2019 or later the second smallest when ranked by renters moved in 2019 or later of all the other places in the surrounding region at 34% of the total. Second, it has one of the largest proportions of renters moved in 2015 to 2018 at 49% of the total and is ranked #2. The only larger place being North Washington CDP with 53%. Third, it has the largest proportion of renters moved in 1990 to 1999 at 2% of the total and is ranked #1.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2008 which is less than most other places in the surrounding region. Figure 41 compares the median year that renters moved into their home. Derby CDP depicts it has a Renter Median Year Moved In of 2014 which is the second smallest as measured by median year that a renter moved in of all the other places in the local area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. it has the largest proportion of homes using natural gas at 4% of the total and is ranked #1. Second, it has the smallest proportion of home using bottled, tank, or lp gas at 15% of the total. Third, it has the largest proportion of homes using solar energy at 1% of the total and is ranked #1.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Derby CDP housing department, Colorado department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Derby CDP shows it has a Total In Group Quarters of 101 which is the second most number of people in group quarters of all the places in the greater Derby CDP region.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Derby CDP residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Derby CDP has one of the largest proportions of number of people under 18 years of age and in group quarters at 78% of the total and is ranked #3. Only #2 Thornton (100%), and #1 Sherrelwood CDP (100%) are larger.