Mono County Area Home Supply Charts

This page looks at a variety of Mono County California housing market data taken from the most recent 2021 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Mono County shows it has a Housing Units of 14,092 which is the third most of all other counties in the metro area.

Figure 2 illustrates the housing density in the Mono County housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Mono County shows it has a Housing Density of 4.6 which is in the mid point range of other counties in the metropolitan area. The county with the highest housing density in the area is Madera County which depicts a density of 23.6 ( markedly bigger). Comparing housing density to the United States average of 39.2, Mono County is approximately an eigth the size. Also, versus the state of California, housing density of 91.3, Mono County is only about 5.1% the size.

In Figure 4, Mono County area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Mono County shows it has a Housing Unit Change of 1.3% which is less than most other counties in the local area. The county with the highest change in the housing units in the area is Esmeralda County which depicts a housing units of 9.6% ( substantially bigger). Comparing change in the housing units to the United States average of 6.5%, Mono County is approximately a fifth the size. Also, in comparison with the state of California, change in the housing units of 3.9%, Mono County is approximately a third the size.

Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Mono County depicts it has a Renter Percent of 32.0% which is the third most renter percent of all other counties in the greater Mono County region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 68.0% which is less than most other counties in the greater region.

Mono County Home Cost Charts

Looking at the housing data provided in Figure 7, the average Mono County home price is illustrated for this community and a useful analysis of affordable housing. Mono County shows it has a Median Home Value of $385,500 which is at the top of all other counties in the greater Mono County region. Figure 8 provides aggregate comparative data for the Mono County California metro area in terms of the median housing rental rate, apartment rent, etc. Mono County depicts it has a Median Gross Rent of $1,248 which is the largest of all counties in the greater Mono County region. Comparing rental rates to the United States average of $1,096, Mono County is 13.9% larger. Also, compared to the state of California, rental rates of $1,586, Mono County is approximately three-fourths the size.

Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Mono County has one of the largest proportions of home price worth less than $50,000 at 6% of the total and is ranked #3. Only #2 Esmeralda County (20%), and #1 Mineral County (29%) are larger. Second, it has in the center range of other counties in the area when sorted by home price worth between $50,000 to $100,000 at 11% of the total. Third, it has the largest proportion of home price worth between $400,000 to $500,000 at 24% of the total and is ranked #1. Also, it has the largest proportion of home price worth between $500,000 to $750,000 at 7% of the total and is ranked #1. In addition, it has one of the largest proportions of home price worth between $1,500,000 to $2,000,000 at 3% of the total and is ranked #2. The only larger county being Alpine County with 4%.

Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Mono County shows it has a Median Owner Cost of $1,683 which is the highest of all counties in the metro area. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Mono County metro area. it has a Owner Cost as % of HH Income of 26% which is the most of all counties in the greater Mono County region.

The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Mono County depicts it has a Median Home Value as Percent of Median Earnings of 780% which is the second most median home value as a percent of median worker earnings of all the counties in the greater Mono County region.

Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Mono County depicts it has a Median Owner Costs-With Mortgage of $2,035 which is ranked #1 of all counties in the greater Mono County region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $543 which is the second most median housing cost of all the counties in the greater Mono County region.

Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Mono County has the smallest proportion of owner cost less than $300 at 7% of the total. Second, it has the smallest proportion of owner cost between $300 and $500 at 7% of the total. Third, it has one of the largest proportions of owner cost between $1,000 and $1,500 at 21% of the total and is ranked #3. Only #2 Madera County (21%), and #1 Alpine County (25%) are larger. Also, it has the largest proportion of owner cost between $1,500 and $2,000 at 12% of the total and is ranked #1. In addition, it has the largest proportion of owner cost between $2,000 and $2,500 at 12% of the total and is ranked #1.

Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Mono County depicts it has a % of Income Owner Costs-With Mortgage of 29% which is ranked #1 of all counties in the greater Mono County region. Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Mono County shows it has a % of Income Owner Costs-No Mortgage of 16% which is at the top of all other counties in the greater Mono County region.

Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Mono County has one of the largest proportions of rent as a percent of income is between 10pct to 20pct at 36% of the total and is ranked #2. The only larger county being Alpine County with 45%. Second, it has the largest proportion of rent as a percent of income is between 20pct to 30pct at 22% of the total and is ranked #1. Third, it has the smallest proportion of rent as a percent of income is between 40pct to 50pct at 8% of the total.

Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Mono County has the smallest proportion of housing cost less than $300 at 6% of the total. Second, it has the smallest proportion of housing cost between $300 and $500 at 5% of the total. Third, it has the largest proportion of housing cost between $1,500 and $2,000 at 10% of the total and is ranked #1. Also, it has the largest proportion of housing cost between $2,000 and $2,500 at 8% of the total and is ranked #1.

Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $2,657 which is the second most median real estate taxes paid of all the counties in the greater Mono County region. The county with the highest median real estate taxes paid in the area is Alpine County which depicts a taxes paid of $3,074 (15.7% larger). Comparing median real estate taxes paid to the United States average of $2,551, Mono County is only about 4.2% larger. Also, measured against the state of California, median real estate taxes paid of $3,994, Mono County is approximately three-fourths the size.

Figure 22 shows the percentage of renters who pay for utilities in Mono County California. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Mono County has one of the largest proportions of pay extra for utilities at 22% of the total and is ranked #2. The only larger county being Alpine County with 26%.

Figure 23 shows the rental rate distribution for this area. Mono County California has the smallest proportion of rent less than 300 dollars at 2% of the total. Second, it has the smallest proportion of rent between 300 and 500 dollars at 4% of the total. Third, it has one of the largest proportions of rent between 750 and 1000 dollars at 38% of the total and is ranked #2. The only larger county being Madera County with 38%. Also, it has the largest proportion of rent between 1000 and 1500 dollars at 22% of the total and is ranked #1. In addition, it has the largest proportion of rent between $2,500 and $3,500 at 2% of the total and is ranked #1.

Mono County Home Financing Charts

The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Mono County has the largest proportion of With mortgage at 65% of the total and is ranked #1. Second, it has the smallest proportion of With HELOC no Primary Mortgage at 32% of the total.

Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Mono County has the smallest proportion of houses with mortgages at 32% of the total.

Mono County Home Characteristics Charts

Figure 28 shows the household size for families living in the area and it has a Family size of 3.6 which is the second most family members per housing unit of all the counties in the greater Mono County region. The county with the highest family members per housing unit in the area is Madera County which depicts a family members per housing unit of 3.8 (6.9% larger). Comparing family members per housing unit to the United States average of 3.3, Mono County is 8.9% larger. Also, benchmarked against the state of California, family members per housing unit of 3.6, Mono County is about the same size.

Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 4.6 which is less than most other counties in the metro area. The county with the highest average number of rooms in a house in the area is Madera County which depicts an average number of rooms in a house of 5.5 (19.6% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1980 which is in the mid range of other counties in the local area. The county with the highest year built in the area is Madera County which shows a year built of 1987 ( about the same size).

Figure 31 looks at the distribution of housing units by the median age that the homes were built. has the percentage of homes built between 2010 to 2013 the second smallest when ranked by homes built in 2014 or later of all the other counties in the local area at 8% of the total. Second, it has the largest proportion of homes built between 1990 to 1999 at 26% of the total and is ranked #1. Third, it has the largest proportion of homes built between 1980 to 1989 at 31% of the total and is ranked #1. Also, it has the smallest proportion of homes built between 1960 to 1969 at 4% of the total. In addition, it has the smallest proportion of homes built between 1950 to 1959 at 1% of the total. Furthermore, it has less than most other counties in the metropolitan area when ranked by homes built between 1940 to 1949 at 4% of the total.

Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. has the percentage of owner housing units in the mid point range of other counties in the local area at 1,661 of the total.

Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit detached at 14% of the total and is ranked #1. Second, it has the largest proportion of 2 units at 9% of the total and is ranked #1. Third, it has the largest proportion of 3 or 4 units at 13% of the total and is ranked #1. Also, it has one of the largest proportions of 5 to 9 units at 8% of the total and is ranked #2. The only larger county being Alpine County with 11%. In addition, it has the second smallest when sorted by one unit detached of all the other counties in the greater region as measured by 50 or more units at 6% of the total.

Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has the largest proportion of value of homes built 2014 or later at $537,500 of the total and is ranked #1. Second, it has one of the largest proportions of value of homes built 2010 to 2013 at $350,400 of the total and is ranked #3. Only #2 Tuolumne County ($375,300), and #1 Alpine County ($554,300) are larger. Third, it has one of the largest proportions of value of homes built 2000 to 2009 at $365,300 of the total and is ranked #2. The only larger county being Alpine County with $386,500. Also, it has one of the largest proportions of value of homes built 1990 to 1999 at $382,600 of the total and is ranked #2. The only larger county being Alpine County with $397,600. In addition, it has the largest proportion of value of homes built 1980 to 1989 at $355,600 of the total and is ranked #1. Furthermore, it has the largest proportion of value of homes built 1970 to 1979 at $438,500 of the total and is ranked #1. Next it has in the mid range of other counties in the metropolitan area in terms of value of homes built 1960 to 1969 at $222,000 of the total. Additionally, it has in the middle range of other counties in the greater region in terms of value of homes built 1950 to 1959 at $212,500 of the total.

Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has one of the largest proportions of occupied housing units at 63% of the total and is ranked #2. The only larger county being Alpine County with 78%.

The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Mono County residents. it has a Owner-Household Size of 2.7 which is the third most homeowner household size of all other counties in the greater Mono County region. The county with the highest homeowner household size in the area is Madera County which shows a homeowner household size of 3.1 (17.7% larger).

Figure 37 shows the household size for renters. Mono County shows it has a Renter-Household Size of 2.8 which is the third most renter household sizes of all other counties in the greater Mono County region. The county with the highest renter household size in the area is Madera County which depicts a renter household sizes of 3.7 (31.8% larger). Figure 38 shows the year that people who own homes moved into this region. it has the largest proportion of owners moved in 2019 or later at 31% of the total and is ranked #1. Second, it has the smallest proportion of owners moved in 2015 to 2018 at 14% of the total. Third, it has the smallest proportion of owners moved in 1990 to 1999 at 7% of the total. Figure 39 shows the year that people who rent moved into the area. Mono County has one of the largest proportions of renters moved in 2019 or later at 42% of the total and is ranked #3. Only #2 Alpine County (48%), and #1 Esmeralda County (72%) are larger. Second, it has one of the largest proportions of renters moved in 2010 to 2014 at 22% of the total and is ranked #2. The only larger county being Alpine County with 35%.

Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2007 which is the highest of all counties in the greater Mono County region. Figure 41 compares the median year that renters moved into their home. Mono County shows it has a Renter Median Year Moved In of 2014 which is in the mid range of other counties in the area.

Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the percentage of home using bottled, tank, or lp gas the second smallest when ranked by homes using natural gas of all the other counties in the local area at 15% of the total. Second, it has one of the largest proportions of homes using coal or coke at 36% of the total and is ranked #3. Only #2 Alpine County (36%), and #1 Mariposa County (38%) are larger. Third, it has one of the largest proportions of homes using solar energy at 6% of the total and is ranked #2. The only larger county being Mineral County with 15%.

The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Mono County housing department, California department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Mono County depicts it has a Total In Group Quarters of 352 which is in the mid range of other counties in the metro area.

Figure 44 shows the percentage of people who are living in group quarters to the total population for Mono County residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Mono County has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.